[2024 Edition] Complete Guide To Electronic Road Pricing (ERP) Fees, Gantry Locations & Operating Timings For Cars
Introduced in April 1998 to curb and ease peak hour jams, Electronic Road Pricing (ERP) was an enhancement of its predecessor, the Area Licensing Scheme (ALS), which was launched in 1975 to target reducing traffic congestion in the Central Business District. Today, ERP is used to manage road congestion by charging drivers passing through ERP […]
What The October 2024 BTO Sales Launch Reveals About The Future Of Housing Estate Classifications
Since 1992, and up until the October 2024 BTO launch, HDB estates were categorised as either mature or non-mature estates. Interestingly, HDB has never clearly explained how it determines whether an estate is mature or non-mature. For some, this classification may seem puzzling. Non-mature estates like Jurong, Punggol, and Woodlands are well-equipped with amenities, while […]
The Past & Also The Future? Can Singapore Remisiers Continue Be The Bridge Between Investors & The Financial Market?
Growing up in the 90s, I was intrigued by the stock markets—a time when many Singaporean adults around me seemed to be constantly discussing stocks on the Singapore Exchange (SGX). Making a trade then was far from today’s instant, digital process; investors had to call a remisier to place their orders. Commissions were also high, […]
Guide To CPF: What New Permanent Residents In Singapore Need To Know
Apart from appreciating Singapore’s hawker culture, mastering “Singlish”, and living in million dollar public housing HDB flats, new permanent residents (PRs) will also have to get used to contributing a significant part of their monthly salary to their CPF accounts. CPF is Singapore’s mandatory social savings scheme – helping Singaporeans and PRs to secure their retirement adequacy as well as pay for […]
5 Things To Know About Dyna-Mac (SGX: NO4), A Leading Contractor For The Energy Market
Established in 1990, Dyna-Mac (SGX: NO4) has grown into recognised contractor in offshore and marine projects for the energy market. Dyna-Mac can count industry heavyweights, such as Exxon Mobil, Shell, ConocoPhillips, Schlumberger, Total, Chevron, Siemens, BP, Seatrium, Keppel, and many more as its clients and partners. Its specialisation is in FPSOs (Floating Production Storage and […]
StashAway Income Portfolio: How You Can Get 3.7% Dividends From your Investments Each Year
Whether we are a working young adult, a corporate professional, a stay-at-home parent, or semi-retired, having a source of passive income can be a great financial enabler. Unlike having a side hustle, passive income is an income stream that doesn’t require active effort and management beyond the initial execution and implementation; it is not a […]
Watches, Bags, Wines: 3 Luxury Products That Can Track (Or Even Beat) Inflation
Luxury goods are generally seen as products we purchase when we’re looking to treat ourselves. Not many people view them as “investments” in the traditional sense of the word, like stocks, bonds or even gold. While buying the latest handbag or watch might not be seen as a wise investment, certain luxury goods can hold […]
How HyggeB Co-Founders Grew Their Organic Bedding Sheets Brand From A Side-Hustle In Singapore To An Regional Business
This article was written in collaboration with OCBC Business Banking. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full […]
Which Would You Choose: An Annual Bonus Or A Salary Increment?
If you’re skeptical of the fact that anyone will ever be put in a situation where they have these two options, you’re not alone. While this is purely a hypothetical scenario, what we’re trying to achieve in this article is getting everyone to think about which will deliver the more beneficial outcome in certain scenarios. Depending […]
CPF Special Account: 10 Things You Need To Know About It
Our Special Account is one of three CPF accounts we start with from the moment we are born, with the other two being our Ordinary Account (OA) and MediSave Account (MA). When we turn 55, a Retirement Account (RA) will be opened. From 2025, our Retirement Account will replace our Special Account, which will be closed at the same time. […]
