Step By Step Guide To Buying T-Bills Online Using Your CPF OA Savings

Treasury bills (or T-bills in short) saw demand from retail investors spike in 2022 as interest rates rose from around half a percentage point to above 4%. Despite the investment element of the debt instrument, T-bills are considered to be as good as risk-free because they are issued and fully backed by the Singapore Government. […]
Why Singaporeans May Need To Rethink How You Grow Your CPF Savings With The Closure Of The Special Account
This article was written in collaboration with BigFundr. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy […]
Neighbourhood Estate Guide: Rediscovering Jurong East, The Regional Centre Of The West
Much like the fabled novel “Journey to the West,” heading to the western region of Singapore, particularly Jurong East, was a long and hard journey in the past. Public transport connectivity was poor and amenities were sparse. But all that changed with the transformation of Jurong East as a regional centre of the west in […]
CPF (SG) Vs 401(k) (US) Vs MPF (HK) Vs EPF (MY): What’s The Difference Between Singapore’s CPF & Other Retirement Systems Globally
Retirement planning is a crucial pillar of financial stability, yet many of us tend to neglect it in favour of our current aspirations and needs. Consequently, a significant number of people experience inadequate retirement savings, which led governments worldwide to introduce retirement systems to help their citizens save for their retirement needs during their golden […]
Salary Guide To How Much You Can Earn As A Singapore Airlines (SIA) Air Stewardess/Air Steward
“Cabin crew, arm doors and cross-check.” This is probably what you will hear over the flight broadcast before you take off to your next holiday destination. For avid travellers, they will know that the plane will soon be en route to their destination. For the aircrew, this instruction is part and parcel of their job […]
What Happens To Your Money After You Sell Your Flat In Singapore
Everyone should fully understand what happens to your money once you sell your HDB flat, private condominium or landed property in Singapore. With this knowledge, you can prudently plan for how you can use the proceeds – whether it’s for buying another property, investing in the stock markets, starting a business or setting funds aside to pay for your […]
3 Things Investors Should Know About The Lion-OCBC Securities APAC Financials Dividend Plus ETF
If you want steady income and growth potential in diversified financial stocks, look no further than the newly-listed Lion-OCBC Securities APAC Financials Dividend Plus ETF. Listed on SGX on 13 May 2024, Lion-OCBC Securities APAC Financials Dividend Plus ETF offers a unique way for investors to gain exposure to the growing financial sector of the Asia-Pacific (APAC) […]
Why Buy Home Insurance On Top Of HDB Fire Insurance (2024)

In a country like Singapore, where there are minimal risks from natural disasters, I suppose taking basic measures for protection against fire to safeguard against losses at home seems like the next best thing. How frequently do fires happen in Singapore? According to SCDF, the overall number of fires was 1954 cases in 2023, 970 […]
20 Investment Platforms Singaporeans Can Use To Invest A Fixed Monthly Sum
Adopting a disciplined approach to invest a fixed sum of our salary each month can help us take the first steps in our investing journey. Over the long term, regularly putting money into the market can grow our wealth. This can be used for long-term financial goals, such as paying for our children’s university education or as a supplementary […]
Complete Guide To HDB Income Ceilings For BTO, Resale Flats, And Executive Condominiums
It goes without saying that home affordability is tied to our income. The more we earn, the more we could set aside for housing-related expenses, allowing us to own bigger and more desirable homes. However, one instance where earning more may not be as advantageous is if you want to own an HDB flat. Unlike […]