Step By Step Guide To Buying T-Bills Online Using Your CPF OA Savings

Treasury bills (or T-bills in short) saw demand from retail investors spike in 2022 as interest rates rose from around half a percentage point to above 4%. Despite the investment element of the debt instrument, T-bills are considered to be as good as risk-free because they are issued and fully backed by the Singapore Government. […]

CPF (SG) Vs 401(k) (US) Vs MPF (HK) Vs EPF (MY): What’s The Difference Between Singapore’s CPF & Other Retirement Systems Globally

Retirement planning is a crucial pillar of financial stability, yet many of us tend to neglect it in favour of our current aspirations and needs. Consequently, a significant number of people experience inadequate retirement savings, which led governments worldwide to introduce retirement systems to help their citizens save for their retirement needs during their golden […]

What Happens To Your Money After You Sell Your Flat In Singapore

Everyone should fully understand what happens to your money once you sell your HDB flat, private condominium or landed property in Singapore. With this knowledge, you can prudently plan for how you can use the proceeds – whether it’s for buying another property, investing in the stock markets, starting a business or setting funds aside to pay for your […]

Why Buy Home Insurance On Top Of HDB Fire Insurance (2024)

In a country like Singapore, where there are minimal risks from natural disasters, I suppose taking basic measures for protection against fire to safeguard against losses at home seems like the next best thing. How frequently do fires happen in Singapore? According to SCDF, the overall number of fires was 1954 cases in 2023, 970 […]

20 Investment Platforms Singaporeans Can Use To Invest A Fixed Monthly Sum

Adopting a disciplined approach to invest a fixed sum of our salary each month can help us take the first steps in our investing journey. Over the long term, regularly putting money into the market can grow our wealth. This can be used for long-term financial goals, such as paying for our children’s university education or as a supplementary […]