Review: How I Use My Citi Rewards Credit Card To Earn 100,000 Miles
Without the Citi Rewards Credit Card and its 4 miles per dollar earning prowess on (almost all) online transactions, I wouldn’t have been able to amass many miles, given that I don’t actually spend a lot. In this series of articles, I share more details on the credit cards that I keep in my wallet […]
Secured Credit Cards: Perfect For FIREans & Retirees (Earn Air Miles)
Secured credit cards are a type of credit card that requires a cash deposit as collateral to secure the credit line. The cash deposit typically serves as the credit line for the card, meaning that the cardholder can only spend up to the amount of the deposit starting at $10,000. The topic of secured credit […]
How To Top Up BasedApp Card (Bridge Stablecoins To Polygon)
The BasedApp Visa debit card is a very interesting product that knows exactly what demographic it is targeting, and that is crypto natives. For the rest of us who have gotten our feet wet with crypto, it can sometimes be a little overwhelming to keep up with what’s happening in the crypto space. In order […]
New BasedRewards System: Will BasedApp Be The Best Travel Card?
BasedRewards is the brand new Point System by BasedApp that can turn all our spending into opportunities to each even more rewards. The BasedApp Visa Debit Card is a cryptocurrency-backed debit card that allows users to spend their cryptocurrencies (actually, it’s XSGD stablecoin) at any merchant that accepts Visa. It is issued by Xfers Pte […]
Citi PremierMiles Review: General Spend Card With Free Airport Lounge Visits
The Citi PremierMiles is a general-purpose all-rounder when it is not possible to earn 4 miles per dollar on our transactions. In addition, the complimentary airport lounge access is a godsend for frequent travel. In this series of articles, I share more details on the credit cards that I keep in my wallet that have […]
Top 10 Investment Books to Read in 2023 – Must Read to Improve as an Investor
For today’s article, I wanted to take a step back from the day-to-day movements of markets. Instead of focussing on where T-Bills / Fixed Deposit rates are going. I wanted to discuss how to build a deeper understanding of markets. Because if you plan to spend the next few decades investing in financial markets, doesn’t […]
DBS, UOB, OCBC share prices down – Are Singapore Banks a good buy at 5% dividend yield?
After last week’s article on Keppel Infrastructure Trust, some of you have asked for an update on the Singapore Banks. DBS, UOB and OCBC are down about 10 – 15% from their highs. At this price, they pay about 5% dividend yield, which is pretty juicy. And yet conventional wisdom is that banks are […]
Grab lays off 1000 staff – Read the Email from CEO Anthony Tan to his employees
As many of you would have heard by now, Grab has announced that they will be laying off 1,000 employees, or 11% of their workforce. My heart goes out to all the employees affected. Background on the layoffs at Grab As you recall, in 2022 when other tech companies like SEA (Shopee) were laying […]
DBS CEO sells $3.4 million shares – Why I am not buying this bank at 5.5% dividend yield
Imagine my surprise when I saw the headline this week: “DBS chief Piyush Gupta sells $3.4 million worth of shares in bank” And this was the Straits Times mind you. So I continued reading, and here’s what the article said (emphasis mine): “DBS Group Holdings chief executive Piyush Gupta has sold 100,000 shares in […]
