Lower Home Ownership; Higher Car Ownership, Income Growth Outpaced Expense Growth: 6 Things We Learned From The Household Expenditure Survey 2023

Every 5 years, the Singapore Government conducts a comprehensive Household Expenditure Survey (HES). The most recent report issued in January 2025 – and was compiled based on household demographic, socio-economic characteristics and ownership statistics in 2023. The results are used for studies on household expenditure and income, as well as to update the weighting pattern […]

Is HDB Flat Prices Going Up A Good Or Bad Thing?

If you’re looking for a sure-fire conversation starter in Singapore, HDB flat prices are always a hot topic among relatives and friends. Whether it’s your uncle in his 60s reminiscing about the days when HDB flats cost less than $100,000, your single friends lamenting today’s high prices, or your married cousins considering selling their newly […]

Guide To Dividend Investing In Singapore

There are different kinds of investment strategies that we can adopt as investors. In Singapore, one popular investment strategy would be dividend investing. Dividend investing is a method of investing in stocks to generate dividend income from these investments. Dividend investing is somewhat similar to income investing, with the key difference being that dividend investing […]

Why The $16,000 EC Income Ceiling For EC May No Longer Makes Financial Sense

Executive Condominiums (ECs) were first introduced in 1996 as a housing solution for the “sandwich class” — for those whose incomes exceed the threshold required to qualify for Build-To-Order (BTO) flats but find private properties too expensive. A hybrid housing model, ECs are developed by private developers but subject to certain HDB regulations during their […]