Here’s How CPF Accrued Interest On Your Home Affects Your Retirement Planning
When we buy a home in Singapore, most of us will need a hefty home loan spanning several decades. If we’re buying a BTO or resale HDB flat, we can tap on the HDB concessionary housing loan, up to a maximum of 80% of the property price, otherwise, we can get a bank loan, up to a […]
Complete Guide To Buying A Private Integrated Shield Plan
When it comes to health insurance, a private integrated shield plan (IP) is one of the most important policies that all Singaporeans and Permanent Residents (PRs) should consider getting. Private integrated shield plans help policyholders cover any potential cost that may be incurred if they are hospitalised, either in public or private hospitals. A private […]
A Simple Analysis Of NTUC’s Income Insurance Sale To Allianz
Less than a month ago, on 17 July 2024, there was an announcement that NTUC Enterprise would sell a majority stake in Income Insurance to German insurer Allianz for around $2.2 billion. The offer price was $40.58 for each Income Insurance share. Since then, local headlines have been dominated by this deal, with former CEOs […]
Withdrawing Your SRS Savings: Here’s Why You Need To Be Tactical About Withdrawals After Investing
The Supplementary Retirement Scheme (SRS) encourages us to save more for our retirement. While we already have CPF savings – which we can grow through both mandatory contributions from our salary and optional top-ups – the SRS is a purely voluntary scheme. There are two main benefits of contributing to our SRS account. Firstly, we receive an annual […]
Guide To Understanding Secondary Listings On The Singapore Exchange (SGX)
The Singapore Exchange (SGX) has long been a hub for local and international companies seeking to raise capital and expand their investor base. While many would be familiar with initial public offerings (IPOs), a secondary listing is a lesser-known but equally important avenue for companies. What Is A Secondary Listing? Unlike an IPO, where a […]
Together As One: 4 ETFs Listed On the SGX That Allow You To Invest In Singapore’s Economy
This article was written in collaboration with Nikko Asset Management. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial […]
Healthier SG: How Can Singaporeans Benefit By Enrolling With A Family Doctor?
For many Singaporeans, our healthcare system is limited to visiting the doctor only when we fall sick or getting a referral via a polyclinic for cheaper public healthcare. Many of us doctor-hop: going to our company’s panel doctor to get our medical certificates and then to the polyclinic, when we are no longer covered by company insurance, for […]
Uniquely Singapore: 5 Types Of Ballots That Only Singaporeans Can Relate To
Being a Singaporean can mean many things to different people. As seen in the popular film Crazy Rich Asians, Singaporeans are portrayed as well-to-do individuals among the general global population, taking expensive Singapore Airlines flights and staying in million-dollar homes without even batting an eyelid. This is only the tip of the iceberg. We also […]
Our Heritage: The Evolution Of Bank Branches In Singapore
This article was written in collaboration with OCBC. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. Growing […]
Guide To HDB Season Parking, Family Season Parking, And Special Parking Permits
More than 80% of Singapore’s population lives in Housing & Development Board (HDB) flats all around the island. HDB not only takes care of building new flats, but also the administration, maintenance and upgrading of neighbourhood amenities, including carparks. In fact, according to HDB’s financial statements, car park income for FY2023/24 amounted to $735 million (which […]
