Weekend Women Story : Creating Pathways For Women In Vocational Training And Education Aug 31
Creating Pathways For Women In Vocational Training And Education In a world where the demand for skilled workers continues to rise, vocational training and education have become vital channels for career advancement. However, women often face significant obstacles in accessing these opportunities due to societal expectations, gender bias, and limited access to resources. Overcoming […]
Complete Guide To Buying Singapore Savings Bonds (SSB) [2024 Edition]
While the Singapore Savings Bonds (SSB) may not sound like the sexiest investment for growing our wealth, its popularity has recently increased – mainly due to rising global interest rates – compared to when it was first issued in 2015. Against the backdrop of a higher for longer interest rate environment, many of us have come to see […]
How Much Does It Cost To Learn Kitefoiling In Singapore And Where Can You Do It?
Even if you’re not a sports fan or followed the 2024 Summer Olympic Games in Paris, kitefoiling would have turned up on your radar. Obviously, the interest surrounding the new sport is primarily down to Singaporean kitefoiler Max Maeder – a 17 year-old who won a bronze medal in the sport at the Olympics. This […]
How Much CPF Savings Should You Have At Every Age Group
Every year, the CPF Board publishes the amount of CPF balances that its members have collected in their CPF accounts. It can be interesting to look at the balances to compare how we are doing when compared to the median statistics. Source: CPF The first thing we noticed is that CPF members have a total of […]
REITs Report Card 2024: How Singapore REITs Performed In 1st Half 2024
Ever since the US Federal Reserve (Fed) raised interest rates at an unprecedented pace starting March 2022, S-REITs faced a triple-whammy – hurting investor interest in the asset class. For a start, higher risk-free interest rates made Government T-bills and Singapore Savings Bonds (SSB) more attractive investments. Even today, T-bills and Singapore Savings Bonds (SSB) […]
5 Insurance Policies Singaporeans Can Pay Using Their CPF Account
Most people are aware that CPF funds can be used to pay for home loans. However, CPF savings can also be used for other purposes, such as education and select insurance policies. CPF is primarily a retirement savings scheme for Singaporeans, with strict guidelines to ensure individuals save sufficiently for retirement. Despite this, the government […]
Understanding Loan-To-Value (LTV) Limit & Total Debt Servicing Ratio (TDSR) When Purchasing A Property In Singapore
Singaporeans love properties. About 9 out of 10 Singaporean households own their own property. For most of us, buying a property is likely the biggest purchase we will make in our lives. Purchasing property in Singapore is far from affordable, with HDB flats starting at several hundred thousand dollars and some HDB flats even exceeding $1 million. […]
BNPL VS Credit Card Instalment Plans: What Are The Differences?
This article was written in collaboration with Standard Chartered Singapore. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial […]
When (And How) Can You Change Your HDB Flat Ownership Without Selling?
There may be many reasons why you wish to change your HDB flat ownership. Typically, selling your HDB flat is the most common method of transferring ownership to another party. However, this might be a costly affair, especially if the transfer is intended to be among immediate family members and there is no intention of changing the […]
DBS (D05); UOB (U11); OCBC (O39): Singapore Banks Dividend Yield And Share Price Performance
Singapore prides itself on being a financial hub with access to high-quality banking, finance, investment, insurance, and Fintech companies and talent. Our trio of local banks—DBS (SGX: D05), UOB (SGX: U11), and OCBC (SGX: O39)—are also the biggest banks in Southeast Asia. Our local banks are often cited as among the world’s best, safest, strongest, […]
