How Much Cheaper Will Your Home Loan Repayments Be If Interest Rates Drop By 0.5%
Between March 2022 and July 2023, the U.S. Federal Reserve (Fed) raised interest rates by a whooping 5% – from 0%-0.25% to 5.25%-5.50%. This caused major disruptions in the financial markets, including on stocks, bonds and treasury bills (T-bills) and even home loan packages. While interest rates in Singapore were similarly forced upwards, our relatively […]
How HyggeB Co-Founders Grew Their Organic Bedding Sheets Brand From A Side-Hustle In Singapore To An Regional Business
This article was written in collaboration with OCBC Business Banking. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full […]
Which Would You Choose: An Annual Bonus Or A Salary Increment?
If you’re skeptical of the fact that anyone will ever be put in a situation where they have these two options, you’re not alone. While this is purely a hypothetical scenario, what we’re trying to achieve in this article is getting everyone to think about which will deliver the more beneficial outcome in certain scenarios. Depending […]
[2024 Edition] Complete Guide To Choosing The Best Broadband Plan For Your Home
Due to changing work trends and a general adoption of working from home (WFH) arrangements, having a good home broadband plan has gone from a nice-to-have to a must-have for many households. When it comes to deciding the best home broadband plan, there are 7 main internet service providers in the market to consider. No […]
CPF Special Account: 10 Things You Need To Know About It
Our Special Account is one of three CPF accounts we start with from the moment we are born, with the other two being our Ordinary Account (OA) and MediSave Account (MA). When we turn 55, a Retirement Account (RA) will be opened. From 2025, our Retirement Account will replace our Special Account, which will be closed at the same time. […]
From Money To Investment: Understand The History Of Gold, And Why It Remains A Valuable Commodity In Modern Finance
This article was written in collaboration with State Street Global Advisors. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our […]
The Average Singaporean Dream: The Realistic Version Of The Traditional 5Cs
Many of us who grew up in the 90s are familiar with the 5 Cs—Cash, Car, Credit Card, Condominium, and Country Club. These represented the material aspirations of many Singaporeans three decades ago. While cars and condominiums remain coveted by some today, it’s fair to say that not everyone in Singapore still strives for these […]
The STI Hit A 17-Year High. 4 Stocks That Have Performed Exceptionally Well The Past 12 Months
The Straits Times Index (STI) is a great starting point for anyone looking to invest in some of Singapore’s largest companies. The STI tracks the performance of the top 30 companies listed on the Singapore Exchange (SGX), many of which are considered blue-chip stocks. These companies have a strong track record of stability, profitability, and […]
Passive Income Investing: 10 Popular Ways To Generate Passive Income In Singapore And Whether It Is Worth Investing In Them?
Imagine a day where you can sit back and just watch the money roll in. That’s the allure and promise of passive income investing. Unlike growth or value investing, income investing focuses on generating income from your investments. While you may expect a regular payout from your passive income investments, you should not expect explosive growth. […]
Visa, Gear, Accommodation; Training Fees: How Much Does It Cost To Learn Muay Thai In Thailand
As one of the most popular martial arts in the world, Muay Thai is widely considered a prerequisite to excelling in MMA (Mixed Martial Arts). Learning Muay Thai can give you the foundational building blocks of striking, footwork and self-defence. Besides its physical nature, Muay Thai training is also steeped in tradition built upon respect, […]
