How Stocks And Bonds Perform After The Fed Cuts Interest Rates?
When the US Federal Reserve (Fed) talks, usually the world listens. That’s because global stock markets are taking direction from the US central bank right now, as it sets interest rates. The Fed’s latest meeting, on 17-18 December, resulted in another 25-basis point cut to the federal funds rate (aka interest rate). This resulted in […]
Complete Guide To Your CPF Contributions In Singapore (2025): Salary Caps, Contribution Rates And Allocation Rates
CPF is a mandatory savings scheme that forces us to save part of our salary for important expenses in our lives, including buying a home, medical treatments and affording a basic retirement. There are also other things we can do with our CPF savings, such as paying for a loved one’s education or investing. We (employees) and […]
10 Changes To CPF Scheme That Will Happen In 2025
Up to 37% of our salary goes into our CPF accounts each month. This makes the CPF scheme central to our home purchase, medical and retirement plans. To ensure we make the most of our CPF savings, we need to understand the CPF scheme. While the CPF scheme is complicated, with many aspects folded into […]
How Much More Do You Need To Pay For Extra Condiments At A McDonald’s In 2025
Starting from 2 January 2025, McDonald’s will start charging customers $0.50 to $0.70 extra for certain condiments beyond a standard portion included with their meals. While their Ketchup and Garlic Chilli sauces will remain free, within reasonable limits, a range of other popular condiments, including the Curry, BBQ, Honey Mustard sauces for McNuggets, Salad Dressing for […]
Public Holidays In 2025: How To Maximise Annual Leaves To Enjoy 10 Long Weekends
Singapore is well-known for its fast-paced workplaces and long working hours. Amidst the hustle and bustle of work, every employee looks forward to the precious reprieve that public holidays provide. In 2025, Singaporeans can look forward a year filled with opportunities to take advantage of some the public holidays that can turn into long weekend […]
How Are CPF Interest Computed & Credited To Us Each Year
To help Singaporeans build up long-term savings for retirement, medical expenses and to pay for their housing, our CPF savings earn us a risk-free interest of between 2.5% to 6.0% p.a. For Singaporeans, the importance of our CPF interests cannot be understated. Our CPF interest compounds itself automatically, allowing us to accumulate our savings over […]
4 Types Of Things You Cannot Buy Using Your CDC Vouchers At Supermarkets
In 2024, there were 2 tranches of CDC vouchers given to every Singaporean household – $500 in January and $300 in June 2024. Half of the vouchers (worth a total of $400) can be spent at supermarkets while the other half can be spent at participating heartland merchants and hawkers. These vouchers expire on 31 December […]
Rumours; Ola; TBC; FOC by the Beach: Price Guide To Sentosa Beach Clubs
Sentosa’s sun-drenched beaches have long been a playground for those seeking the perfect escape from Singapore’s concrete jungle. With its pristine sands, turquoise waters, and swaying palm trees, this tropical oasis is home to a selection of the finest beach clubs in the region. Scattered across Sentosa’s shoreline, Rumours Beach Club, Ola Beach Club, Tanjong […]
4 Challenges Of Buying Old HDB Resale Flats That Are 5 Years Older Than You
Since the first HDB flats were built in 1960, they have remained a cornerstone of housing in Singapore. Over the years, HDB has consistently built new flats, and it is estimated that there are currently about 1.13 million HDB flats in the country. Instead of opting for Build-to-Order (BTO) flats, which require a waiting period […]
5 Straits Times Index (STI) Stocks That Outperformed the Index
The Straits Times Index (STI) is often seen as the bellwether of Singapore’s stock market, comprising 30 of the country’s largest and most established companies. Year-to-date (as of the close on 24 December 2024), the STI has risen 17.3% to 3,770 points. With its strong showing, the index is well on its way to being […]
