[2025 BTO Application Edition] Step-By-Step Guide To Buying A HDB BTO Flat
Update: The February 2025 BTO and SBF Sales Launch is now open for applications until 17 February 2025, Monday, 11:59 PM HDB has committed to launching about 19,600 BTO flats in 2025. About 20% of these BTO flats will also have Shorter Waiting Time (SWT) of less than 3 years. Including the upcoming BTO for […]
What Happens If You Cancel Your BTO Application At The Different Stages
Buying a BTO flat is a rite of passage for many Singaporean couples. However, what happens if your circumstances change and you need to cancel your BTO application? Depending on the different stages you are at in your BTO flat application, you will incur different penalties. Here’s what happens if you need to cancel your […]
“Playing With FIRE” How Four NTU Students Are Diving Into Financial Literacy…And Freedom
Determined to avoid stress over their finances, four Nanyang Technological University (NTU) students have sparked a financial revolution on campus. Final-year students, Aurene Graciella, Tina Aw, Charmaine Chia, and Sally Manik, from the Wee Kim Wee School of Communication and Information have launched an eye-catching initiative: Playing with FIRE. Diving into the FIRE movement, achieving Financial […]
What Happens To The Money That You Bet (And Lose) When Gambling With Singapore Pools
It’s in humans’ nature to like to win. That’s especially true when it comes to winning something of monetary value. That’s why gambling is so popular because it taps into raw human emotion. Beyond the casinos, though, one of the easiest ways to gamble in Singapore is to buy a ticket at the Singapore Pools […]
5 Things You Must Know Before Buying Your First HDB BTO
NEWSFLASH: February 2025 BTO and SBF Sales Launch is now open for applications. You have until 17 February 2025, Monday, 11.59 pm to apply. You can check out our location and price analysis. For most Singaporeans, buying a Build-To-Order (BTO) flat is one of the biggest financial decisions they will make. Home ownership remains a […]
Getting More Active In The Financial Market? 3 Important Areas To Understand As We Start Trading Different Asset Classes
Over the past few years, financial markets have remained highly active, with more individuals entering the world of investing and trading. The rise of commission-free trading, digital brokerages, and AI-driven investment tools has made market participation more accessible than ever. In 2023 alone, global retail trading volumes surged, fueled by macroeconomic uncertainties, technological advancements, and […]
How Much Will CPF Members Lose Out In Interest Rates Because The Special Account Closed In Mid-January 2025
On 19 January 2025, close to 1.4 million CPF Special Accounts (SA) were closed, for those who are 55 and above. Going forward, anyone who turns 55 will also have their Special Account closed, and have their Retirement Account opened at the same time. This move was not a surprise. In fact, it was a […]
Singapore’s GST Vs Malaysia’s SST: What’s The Difference Between The Taxes In Both Countries
In many countries, we pay consumption tax when we buy goods and services from businesses, which then remits the taxes to the government. Tax revenue is used by the government to fund essential services for the community, grow the economy and enhance living environment. In Singapore, the Goods and Services Tax (GST) is imposed on […]
February 2025 BTO Sales Launch Guide: Kallang/Whampoa; Queenstown; Woodlands; Yishun
Latest: February 2025 BTO and SBF Sales Launch is now open for applications. You have until 17 February 2025, Monday, 11.59 pm to apply. In the first BTO sales launch of the year in February 2025, HDB is offering about 5,032 BTO flats in 5 projects across Kallang/Whampoa, Queenstown, Woodlands and Yishun. About 80% of the flats […]
Neighbourhood Estate Guide: Is Queenstown The Crown Jewel Of Housing Estates In Singapore?
Named after Queen Elizabeth II in commemoration of her coronation in 1952, Queenstown was Singapore’s first satellite town. As of 31 March 2018, Queenstown houses an estimated HDB resident population of 82,500 in 32,678 flats within the town. The overall resident population may be closer to 96,730. The town was first built by the Singapore Improvement Trust (SIT) in […]