Guide To Understanding How COE Bidding System Works In Singapore
In Singapore, all vehicles must be registered with a Certificate of Entitlement (COE). Introduced in 1990, the COE bidding system helps regulate and prevent the overpopulation of vehicles in Singapore. Once you register your vehicle, the COE will be valid for 10 years from the registration date. COE bidding is conducted twice a month. It […]
Guide To HDB’s Home Improvement Programme (HIP)
If you have been looking to buy a resale flat or are living in an older HDB flat, you may be familiar with HDB’s Home Improvement Programme (HIP). With several of Singapore’s HDB estates passing the 50-year mark, it is inevitable that some refurbishment and maintenance is needed for the flats in these estates to […]
Should You Sell Your HDB Flat For A (Smaller) New Launch Condominium?
Considered one of the 5Cs of Singapore, owning a condominium remains an aspirational goal for many Singaporeans. Beyond offering amenities like a gym and swimming pool—features that can be particularly appealing to families—condominiums also serve as a subtle marker of socioeconomic status. Just like the car you drive, the career you have, or even the […]
Where Are The Best Investment Opportunities In Asia Right Now?
Asia remains one of the world’s most dynamic regions, but uncertainty looms on the horizon. The global landscape has shifted, with Donald Trump’s presidency ushering in an era of anti-trade sentiment and China’s economic slowdown adding to the uncertainty. These factors have cast a shadow over Asia’s broader investment outlook. Yet, even in uncertain times, […]
Complete Guide To Investing In The Straits Times Index (STI) ETFs In Singapore
Investing our money to grow and beat inflation over the long-term is important to building our wealth and safeguarding our retirement. However, starting the investing journey can be daunting and filled with uncertainties. This is why the STI ETF can be an introduction to start learning about investments and building your confidence. In this guide, […]
Neighbourhood Estate Guide: Is Yishun Simply Misunderstood?
For one reason or another, Yishun has often negative media attention – from a series of cat killings, brothel raids, rioting and even murder. So much so, Netflix has featured Yishun in a promotional video for its supernatural series, Stranger Things, with the caption, “Is Yishun cursed, simply unlucky or struck by something stranger?.” But […]
5 Ways Singaporeans Can Avoid Overspending On Health Insurance
With an estimated 20,000 to 30,000 financial planning practitioners in Singapore, it’s common for Singaporeans to be approached by multiple agents offering health insurance products. This typically starts as soon as you enter the workforce, when financial planning becomes a topic of discussion among peers. It’s also likely that some of your friends have pursued […]
[2025 BTO Application Edition] Step-By-Step Guide To Buying A HDB BTO Flat
Update: The February 2025 BTO and SBF Sales Launch is now open for applications until 17 February 2025, Monday, 11:59 PM HDB has committed to launching about 19,600 BTO flats in 2025. About 20% of these BTO flats will also have Shorter Waiting Time (SWT) of less than 3 years. Including the upcoming BTO for […]
What Happens If You Cancel Your BTO Application At The Different Stages
Buying a BTO flat is a rite of passage for many Singaporean couples. However, what happens if your circumstances change and you need to cancel your BTO application? Depending on the different stages you are at in your BTO flat application, you will incur different penalties. Here’s what happens if you need to cancel your […]
“Playing With FIRE” How Four NTU Students Are Diving Into Financial Literacy…And Freedom
Determined to avoid stress over their finances, four Nanyang Technological University (NTU) students have sparked a financial revolution on campus. Final-year students, Aurene Graciella, Tina Aw, Charmaine Chia, and Sally Manik, from the Wee Kim Wee School of Communication and Information have launched an eye-catching initiative: Playing with FIRE. Diving into the FIRE movement, achieving Financial […]
