HDB Fresh Start Housing Scheme: Does It Make Financial Sense For People Staying In Public Rental Flats To Buy Their Own 2-Room Flat?
We all love a good rags-to-riches story. In Singapore, social mobility has been a cornerstone of our society’s progress. A significant part of this success can be attributed to our public housing policies, which have empowered many families to own their homes and improve their financial standing. For lower-income families applying for HDB flats for […]
Singapore Consumer Price Index 2024: How Households Are Spending Their Money
The Consumer Price Index (CPI) measures the average prices increases for a fixed basket of goods and services that Singapore households commonly purchase. That’s why the CPI can be thought of as a proxy indicator for the cost of living in Singapore. It’s worth noting that the CPI was recently rebased using 2024 as the […]
5 Things to Consider When Opening A Standard Chartered First$aver Account For Our Children
This article was written in collaboration with Standard Chartered Singapore. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial […]
How To Invest For Income In A Trumpian World
With President Donald Trump returning to the White House, financial markets are bracing for heightened volatility over the next four years. The renewed focus on trade tariffs and sanctions, contrasted with promises of business deregulation and lower taxes, has already caused sharp market fluctuations—swinging between optimism and uncertainty. Complicating matters further is the U.S. Federal […]
Why You Should Only Use LifeSG Credits & CDC Vouchers When Credit Cards Payment Are Not Allowed
Cash or credit: Which is better? In the previous generation, the answer was simple—cash was king. Back then, nothing could beat the reliability of cold, hard cash. But in today’s digital world, that’s no longer the case. In fact, many other payment methods now offer greater advantages over cash. Take credit cards, for example. In […]
Guide To Car Sharing Options In Singapore: Blue SG, Tribecar, Car Club, CarLite, Shariot, GetGo, Drive lah
Owning a car is undeniably a luxury for the average Singaporean, especially with the Certificate of Entitlement (COE) prices for Categories A & B costing $92,730 and $113,000, respectively. At the same time, owning a car is perhaps a goal for some of us because we get to avoid jostling on public transport during rush […]
8 Types Of Investments You Can Make Using Your CPF OA Monies Via The CPFIS-OA
Our CPF Ordinary Account (OA) balances earn a floor rate of 2.5% per annum. Apart from using our OA balances to pay for our home down payment and monthly home loan, we can also choose to invest via the CPF Investment Scheme (CPFIS). The aim, if we do invest our OA balances, is to better […]
Inflation In Jan 2025 Is Lowest Since 2021: 4 Things That Are Actually Cheaper Today
Singapore’s core inflation in January 2025 has dropped to 0.8% year-on-year, the smallest increase since June 2021. While the inflation rate has shrunk to its lowest in the past four years, it still means that prices are increasing, only at a slower rate. We can look at the Consumer Price Index (CPI) as a measure […]
Guide To Understanding Forex CFDs, And How The POEMS Trading Platform Can Help You Invest
This article was written in collaboration with POEMS by PhillipCapital. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research, and is purely for informational purposes and should not be relied upon as financial advice DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions […]
Beginner’s Guide To Understanding How MediShield Life Works
MediShield Life provides universal basic health insurance coverage for Singaporeans and Permanent Residents, from birth. This is a crucial coverage, as even young and fit individuals can face unexpected medical conditions and injuries. For the benefit of this coverage, we have to pay a MediShield Life premium – which can be fully paid from our […]
