Understanding Debt Ratios – And Why It’s The Bedrock Of Your Wealth Building Journey
Debt. It’s a word that often carries a negative connotation. We’re frequently advised to avoid it, yet for many of life’s significant milestones—such as purchasing a home with a mortgage—taking on debt becomes almost inevitable. Rather than viewing debt as inherently bad, it helps to see it as a financial tool. When used wisely, debt […]
How Much Do International School Fees Cost In Singapore?
Sending your children to an international school costs a fair amount of money. That’s mainly down to the fact that international schools are not funded or subsidised by the Singapore Government, and tend to have differentiated pedagogy as well as certain prestige attached to them. In Singapore, all international schools are “for-profit” organisations. As Singapore […]
US stocks and global markets – Jan 6 2025

Notables Notable Earnings Today: Commercial Metals (NYSE: CMC). Notable IPOs Today: N/A. Notable Equity Crowdfunding Campaigns Ending Today: The Open Road (Honeycomb), Mother Road Brewing Company (StartEngine), Orbotics (StartEngine), Unbothered Foods (Wefunder). Notable Economic Events Today: S&P Global Services PMI (9:45 a.m. ET), S&P Global Composite PMI (9:45 a.m. ET), Factory Orders (10:00 a.m. ET). Trends to Watch Bitcoin […]
5 Things To Know About Combine Will International (SGX: N0Z), A Leading OEM For Consumer Products, Toys, And Fast-Food Chains
Established in 1992, Combine Will International is a leading Original Equipment Manufacturer (OEM) specialising in corporate premiums, toys and consumer products. Combine Will serves diverse international customers across Asia, Europe and North America. In China, the group has broadened its customer base by partnering with one of the largest premium goods solution providers, focusing on […]
Shares patchy in Asia, Canadian dollar up on Trudeau report – Jan 6 2025
Today’s Market News Foxconn beats estimates with record fourth-quarter revenue on AI demand China’s cenbank warns mutual funds against feeding bond frenzy, sources say Hyundai Motor, Kia Motor see uptick in 2025 sales after missing 2024 targets Indonesia signs 15.6 mln kilolitres biodiesel allocation for 2025 Singapore’s Dec jet fuel imports hit multi-year high on […]
[2025 Edition] Complete Guide To Choosing The Best Open Electricity Market (OEM) Plan For Your Home
Since the launch of the Open Electricity Market (OEM) in 2018, over 60% of Singapore residential households have switched to electricity retailers. The remaining households are paying the tariff rate to SP Group – and will likely continue to do so for the foreseeable future, since neither incentives nor educational outreach have convinced them to make the switch. Electricity […]
Guide To Regular Savings Plans in Singapore (And How You Can Start Investing With $100 A Month)
Despite uncertainties in 2024, the US markets rallied to new highs. As Donald Trump starts his second stint in the Oval Office in 2025, many geopolitical and economic issues persist, including Trump’s promise to introduce more trade tariffs. As we’ve seen in in past years, these uncertainties should not stop you from investing or being afraid […]
How Stocks And Bonds Perform After The Fed Cuts Interest Rates?
When the US Federal Reserve (Fed) talks, usually the world listens. That’s because global stock markets are taking direction from the US central bank right now, as it sets interest rates. The Fed’s latest meeting, on 17-18 December, resulted in another 25-basis point cut to the federal funds rate (aka interest rate). This resulted in […]
Complete Guide To Your CPF Contributions In Singapore (2025): Salary Caps, Contribution Rates And Allocation Rates
CPF is a mandatory savings scheme that forces us to save part of our salary for important expenses in our lives, including buying a home, medical treatments and affording a basic retirement. There are also other things we can do with our CPF savings, such as paying for a loved one’s education or investing. We (employees) and […]
US stock quick picks – 3Jan 2025

Notables Notable Earnings Today: N/A. Notable IPOs Today: A SPAC III Acquisition Corp. Class A Ordinary Shares (Nasdaq: ASPC). Notable Equity Crowdfunding Campaigns Ending Today: Dr. Clark Store (Honeycomb). Notable Economic Events Today: ISM Manufacturing PMI / Prices / Employment (10:00 a.m. ET). What else is happening… Popular choice: Nuclear players start year atop S&P 500 leaderboard. Tesla (TSLA) falls […]