Asia shares get off to bumpy start in 2025 with Trump’s policies in focus – Jan 2 2025
Equities Global shares (.MIWD00000PUS), closed out 2024 with a strong yearly gain of nearly 16%. Similarly MSCI’s of APAC ex-Japan (.MIAPJ0000PUS), slid 1.2% in December though registered a gain of more than 7% for 2024. China’s CSI300 last down 1.43%, Hang Seng slid 1.74%. Investors are closely monitoring China’s economic recovery in 2025 after officials […]
How Are CPF Interest Computed & Credited To Us Each Year
To help Singaporeans build up long-term savings for retirement, medical expenses and to pay for their housing, our CPF savings earn us a risk-free interest of between 2.5% to 6.0% p.a. For Singaporeans, the importance of our CPF interests cannot be understated. Our CPF interest compounds itself automatically, allowing us to accumulate our savings over […]
4 Types Of Things You Cannot Buy Using Your CDC Vouchers At Supermarkets
In 2024, there were 2 tranches of CDC vouchers given to every Singaporean household – $500 in January and $300 in June 2024. Half of the vouchers (worth a total of $400) can be spent at supermarkets while the other half can be spent at participating heartland merchants and hawkers. These vouchers expire on 31 December […]
Rumours; Ola; TBC; FOC by the Beach: Price Guide To Sentosa Beach Clubs
Sentosa’s sun-drenched beaches have long been a playground for those seeking the perfect escape from Singapore’s concrete jungle. With its pristine sands, turquoise waters, and swaying palm trees, this tropical oasis is home to a selection of the finest beach clubs in the region. Scattered across Sentosa’s shoreline, Rumours Beach Club, Ola Beach Club, Tanjong […]
4 Challenges Of Buying Old HDB Resale Flats That Are 5 Years Older Than You
Since the first HDB flats were built in 1960, they have remained a cornerstone of housing in Singapore. Over the years, HDB has consistently built new flats, and it is estimated that there are currently about 1.13 million HDB flats in the country. Instead of opting for Build-to-Order (BTO) flats, which require a waiting period […]
5 Straits Times Index (STI) Stocks That Outperformed the Index
The Straits Times Index (STI) is often seen as the bellwether of Singapore’s stock market, comprising 30 of the country’s largest and most established companies. Year-to-date (as of the close on 24 December 2024), the STI has risen 17.3% to 3,770 points. With its strong showing, the index is well on its way to being […]
DollarsAndSense Book Review: What We Learnt From Vishal Khandelwal’s The Sketchbook of Wisdom
Financial wisdom doesn’t have to be complicated. Sometimes, the most profound lessons are those presented in simple, relatable ways. Vishal Khandelwal’s “The Sketchbook of Wisdom” exemplifies this principle by blending timeless wisdom with practical insights and colourful illustrations. This book has resonated with readers worldwide, including Morgan Housel (the author of The Psychology of Money), […]
Capital Preservation, Wealth Accumulation, Income Generation and Legacy Planning: How To Invest During The 4 Phases Of Our Financial Lives
This article was sponsored by Lion Global Investors. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research, and is purely for informational purposes and should not be relied upon as financial advice. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are […]
How Much Cash You Can Withdraw In Lump Sum From Your CPF Account At Age 65?
While CPF LIFE payouts from age 65, most of us also know that we can withdraw a lump sum of at least $5,000 from our CPF Ordinary Account (OA) and Special Account (SA) when we turn 55. What some of us may be less familiar with is that we can also withdraw another lump sum […]
Year Of The Elections: How Every Major Financial Market With Elections Performed In 2024
At the beginning of 2024, we were talking about the record number of elections that were going to take place worldwide over the course of the year. Voters went to the polls in more than 60 countries this year, including in the world’s biggest economy – the US. Meanwhile, India (the world’s largest democracy) also […]
