The Stock Market Has Crashed. Here’s 5 Things Investors Can Do In A Bear Market
Bear markets are typically defined as a 20% drop in the broad stock market. The S&P 500 Index, a barometer for the global stock market, has fallen by that amount since hitting a record high on 19 February – pushing the market into bear market territory. Source: Tiger Brokers trading app The S&P 500 Index […]
Guide: Finding Out the Monthly Average Balance of Your Bank Account
Pop quiz: if you deposit S$100,000 on 25th April 2025 followed by another S$20,000 on…
5 Things To Understand About The CPF Basic Retirement Sum (BRS), And Why It’s Essential For Your Retirement
The CPF scheme was established in 1955 as a compulsory savings plan for Singaporeans to build a fund that they could use in their retirement years. In 1987, a “minimum sum” for retirement was introduced. This amount would be held in your CPF account when you turn 55 and distributed monthly in your retirement, until […]
Ultra-High Net Worth Credit Cards In Singapore And How Are They Different From Regular Cards
Singapore is a magnet for ultra wealthy individuals. That’s no secret. For those that do have lots of wealth, their options – in terms of financial services – become wider. That freedom of choice also extends to the credit cards available to ultra wealthy individuals. Known better as “ultra-high net worth”, or UHNW individuals, the […]
Trump Tariffs: 4 Sectors With The Biggest Losses On The STI
We are living in volatile times. After first announcing US Reciprocal tariffs that would come into effect almost immediately, US President Donald Trump tracked back with a 90-day pause with the exception of higher tariffs on China. Stock markets around the world reacted by sinking and then rebounding, only to sink again. This has reportedly […]
Salary Guide: How Much Can You Earn As An Airline Pilot?
Aside from a stable, well-paying career, being an airline pilot gives you the chance to travel all over the world for work. Despite news about airplanes crashing from time to time, in reality, it is safer to fly than to drive. So, for those thinking about a career as an airplane pilot or just curious, […]
Long Weekends In Malaysia: Dates You May Want To Avoid Traveling To Malaysia
Occasionally, some residents in Singapore would plan a short getaway over the weekend to Malaysia for affordable dining, shopping and exploring thanks to the favourable currency exchange rate. For those who are taking a trip to Malaysia, you may want to consider the public holidays and long weekends that will be taking place in Malaysia […]
5 Takeaways From PM Lawrence Wong’s Ministerial Statement About The Trump Tariffs
US President Donald Trump made good on his threats of worldwide trade tariffs, imposing new tariffs last week on almost all US trading partners, including Singapore. Despite a Free Trade Agreement and running a trade deficit with the US, Singapore is still subject to the baseline 10% tariff. In a ministerial statement in Parliament regarding […]
Savings Account VS Fixed Deposit VS Cash Management Account: Why You Need To Understand The Differences Before Putting Your Cash In Them
Savings accounts, fixed deposits and cash management accounts allow us to earn attractive interest rates on our savings, while retaining a high level of liquidity if we want to withdraw our cash. In the high interest rate environment in recent years, we were able to earn over 4% p.a. without taking on much risk. The […]
How Parents Can Start Building A University Education Fund For Your Young Children
This article is written in collaboration with uSMART Securities (Singapore) Pte Ltd. (uSMART). All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view […]