Plans for 2025. Hoarding cash for a crash?

It has been almost a month since my last blog post. I am serious about becoming more laid back and being less active in social media. The garden which I used to enjoy taking strolls in has become a minefield. What to say? What not to say? How to say what I want to say? […]
PSA: Paying Singtel Bill? Do Not Use Singtel App
In recent weeks, there have been multiple reports of Singtel app changing the backend of…
2 Things Investors Should Consider When Trading In The FX Markets With The Trump 2.0 Presidency
The US presidential election in November resulted in a fairly clear winner in Donald Trump. Since then, he has been pledging to impose trade tariffs on countries that he feels are competing unfairly with the US. Indeed, the second term of Donald Trump’s administration will take place in a world that is far different from […]
How Much You Need In Your CPF Retirement Account (RA) At 65 To Afford The Average Retiree’s Expenses With CPF LIFE Payouts?
CPF LIFE is meant to provide a monthly lifelong payout throughout our retirement. While this is assuring, the question is whether our monthly CPF LIFE payouts will be enough to fund our retirement lifestyle. This is a difficult question to answer because everyone leads different lifestyles and is in different life circumstances. The best way to estimate […]
CPF Medisave: Here’s How Your Basic Healthcare Sum Might Look Like When You’re 65
A chunk of our monthly CPF contributions goes into our MediSave Account (MA). Our MediSave Account savings is meant for our healthcare needs, including paying for certain healthcare insurance premiums such as MediShield Life, private Integrated Shield Plans, Careshield Life and CareShield Life supplementary plans, as well as a variety of treatments, such as day surgeries, outpatient treatments, […]
Get Potentially Higher Yields with Lower Volatility with Fullerton Short Term Interest Rate Fund!
📉 As interest rates fall, what are some ways to get potentially higher yields for…
Singapore Treasury Bills (T-bills): What Is Cut-Off Yield, Median Yield, And Average Yield
If you have a nice pot of money saved but don’t want to take on significant risks to earn a decent return, investing it in Singapore Treasury Bills or T-bills can be a good option. Since interest rates started spiking from early 2022, we have covered various topics on Singapore government T-bills quite extensively. Some […]
Excellent Deal: Get S$50 Per Approved Card (!!) With Maybank, Existing Cardholders Too
Update: promo for existing cardholders ended as of 12PM 13th December 2024; new cardholder gifts…
Global equities retreat after ECB cuts rates; gold, oil fall – Dec 13

Today’s Market News China pledges more debt, rate cuts as Trump tariff threats loom India’s Tata Motors to hike commercial vehicle prices by up to 2% from January Accel-backed Bluestone Jewellery eyes $1.4 bln valuation in India IPO, sources say VIEW India’s retail inflation in November eases to 5.48% Sino-Ocean bondholders submit counter restructuring proposal […]
Simple Drawdown Calculator – How Long Can $X Last You?
After years of hustling and saving up, I managed to put together some money and…