HDB Fresh Start Housing Scheme: Does It Make Financial Sense For People Staying In Public Rental Flats To Buy Their Own 2-Room Flat?
We all love a good rags-to-riches story. In Singapore, social mobility has been a cornerstone of our society’s progress. A significant part of this success can be attributed to our public housing policies, which have empowered many families to own their homes and improve their financial standing. For lower-income families applying for HDB flats for […]
Singapore Consumer Price Index 2024: How Households Are Spending Their Money
The Consumer Price Index (CPI) measures the average prices increases for a fixed basket of goods and services that Singapore households commonly purchase. That’s why the CPI can be thought of as a proxy indicator for the cost of living in Singapore. It’s worth noting that the CPI was recently rebased using 2024 as the […]
5 Things to Consider When Opening A Standard Chartered First$aver Account For Our Children
This article was written in collaboration with Standard Chartered Singapore. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial […]
How To Invest For Income In A Trumpian World
With President Donald Trump returning to the White House, financial markets are bracing for heightened volatility over the next four years. The renewed focus on trade tariffs and sanctions, contrasted with promises of business deregulation and lower taxes, has already caused sharp market fluctuations—swinging between optimism and uncertainty. Complicating matters further is the U.S. Federal […]
Why You Should Only Use LifeSG Credits & CDC Vouchers When Credit Cards Payment Are Not Allowed
Cash or credit: Which is better? In the previous generation, the answer was simple—cash was king. Back then, nothing could beat the reliability of cold, hard cash. But in today’s digital world, that’s no longer the case. In fact, many other payment methods now offer greater advantages over cash. Take credit cards, for example. In […]
Sold Alibaba For 51% Gain.
This morning, I sold half of my investment in Alibaba for a 51% capital gain.It has been a long time since I last did any trading and this was a pretty nice one.A 51% gain in less than 2 months was not something I was expecting.However, this is what Mr. Market does.We get surprises, pleasant […]
DBS Share Price To Stay Higher For Longer.
I have said for many months that interest rates are likely to stay higher for longer.Higher for longer interest rates are good for not only savers but also investors in DBS, OCBC and UOB.In their latest results, DBS said that they expect net interest income to come in slightly higher this year due to this.This […]
Dividend Machines Are Crucial As CPF SA Closes.
Been a while since my last blog post.I have been busy with many things at home and I have not been looking at the stock market.The last time I did anything in the stock market was in December last year when I bought some shares of Alibaba and Wilmar.Fortunately, my investment portfolio is on "auto […]
Guide To Car Sharing Options In Singapore: Blue SG, Tribecar, Car Club, CarLite, Shariot, GetGo, Drive lah
Owning a car is undeniably a luxury for the average Singaporean, especially with the Certificate of Entitlement (COE) prices for Categories A & B costing $92,730 and $113,000, respectively. At the same time, owning a car is perhaps a goal for some of us because we get to avoid jostling on public transport during rush […]
8 Types Of Investments You Can Make Using Your CPF OA Monies Via The CPFIS-OA
Our CPF Ordinary Account (OA) balances earn a floor rate of 2.5% per annum. Apart from using our OA balances to pay for our home down payment and monthly home loan, we can also choose to invest via the CPF Investment Scheme (CPFIS). The aim, if we do invest our OA balances, is to better […]
