Socks or stocks, buy when they are marked down. Food too.
I used to blog about my meals in the early days of blogging. Haven’t been doing it for many years. Anyway, I love fish fingers. Specifically, Captain Birds Eye fish fingers. I would buy the jumbo pack of 30 fingers whenever they are marked down. Recently, I bought 2 packs as they were going for […]
Retire worry free in Singapore soon.
I have been thinking about really retiring in a couple of years. Confused? Didn’t AK retire 8 years ago a few months before he turned 45 years of age? Yes, I retired from active employment 8 years ago and I have been enjoying retirement so far. However, I am not really retired because to me […]
How much cash am I holding?
I have been asked this question in various forms by various people over the years. “How much cash are you holding now?” However, like how I have always sidestepped questions regarding my net worth and the size of my investment portfolio, I have habitually sidestepped the question. I have published a blog post in the […]
AA REIT, T-bill, SSBs, CPF, UOB, OCBC.

I have been thinking of taking another long break from social media to focus on other things in life. Tentatively, I am thinking of coming back in June. So, this might be my last blog until then. 1. AIMS APAC REIT This is probably my most rewarding investment for income. I have been holding to […]
4.2% p.a. interest on fixed deposits, farewell. My strategy.

I received a notification that my 18 months fixed deposits are maturing. Time really flies. Seems like it was only recently that fixed deposits were paying as high as 4.2% p.a. Well, a quick check tells me the highest interest rate I can get now from CIMB is 3.3% p.a. This is also for a […]
13 Tips for Solo Travelers That Will Change Your Trips Forever

DALL-E Traveling alone can be an incredibly enriching experience, offering freedom and a unique sense of empowerment. With the rise in solo travel trends, it’s crucial to be well-informed to make the most of your adventures. Here, we present 13 essential tips for solo travelers that will transform your trips into unforgettable experiences. 1. Embrace […]
10 Places To Focus Putting Your Money In Your 30s and 40s

123rf Let’s get real about managing your finances in your 30s and 40s. It’s not always straightforward, but with some smart planning, you can really set yourself up for success down the line. I’m here to walk you through ten solid investment strategies that can really pay off during these important years. This isn’t just […]
Complete Guide To HDB’s Staggered Downpayment Scheme (SDS)
There are two important numbers that we need to know when buying an HDB flat: the downpayment required and the maximum loan that we qualify for. Between the two, the downpayment could be argued as being more important as it affects the amount of loan needed and has to be fully financed using our savings. […]
Guide To EZ-Link X Touch ‘n Go Motoring Card: A Contactless Card For Your Cross-Border Expenses On The Road
Touted as Southeast Asia’s first dual-currency cross-border contactless smart card, the EZ-Link x Touch ‘n Go Motoring card is a 2-in-1 motoring card that can be used to pay motoring and travelling fees in both Singapore dollars (SGD) and Malaysia Ringgit (MYR). It was launched EZ-Link and Touch ‘n Go in August 2020. Catered for […]
Guide To Investing In Unit Trusts In Singapore

When it comes to investing, a common approach that many of us may take is to concentrate our portfolio on one or two asset classes that we are most comfortable with. The number of instruments within this portfolio would also be dependent on the amount of investment capital and expertise that we may have. However, […]