5 Insurance Policies Singaporeans Can Pay Using Their CPF Account
Most people are aware that CPF funds can be used to pay for home loans. However, CPF savings can also be used for other purposes, such as education and select insurance policies. CPF is primarily a retirement savings scheme for Singaporeans, with strict guidelines to ensure individuals save sufficiently for retirement. Despite this, the government […]
Understanding Loan-To-Value (LTV) Limit & Total Debt Servicing Ratio (TDSR) When Purchasing A Property In Singapore
Singaporeans love properties. About 9 out of 10 Singaporean households own their own property. For most of us, buying a property is likely the biggest purchase we will make in our lives. Purchasing property in Singapore is far from affordable, with HDB flats starting at several hundred thousand dollars and some HDB flats even exceeding $1 million. […]
BNPL VS Credit Card Instalment Plans: What Are The Differences?
This article was written in collaboration with Standard Chartered Singapore. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial […]
When (And How) Can You Change Your HDB Flat Ownership Without Selling?
There may be many reasons why you wish to change your HDB flat ownership. Typically, selling your HDB flat is the most common method of transferring ownership to another party. However, this might be a costly affair, especially if the transfer is intended to be among immediate family members and there is no intention of changing the […]
DBS (D05); UOB (U11); OCBC (O39): Singapore Banks Dividend Yield And Share Price Performance
Singapore prides itself on being a financial hub with access to high-quality banking, finance, investment, insurance, and Fintech companies and talent. Our trio of local banks—DBS (SGX: D05), UOB (SGX: U11), and OCBC (SGX: O39)—are also the biggest banks in Southeast Asia. Our local banks are often cited as among the world’s best, safest, strongest, […]
Complete Guide To Managing Trades Using IBKR Desktop
Brokerage fees, commissions and spreads are all things that can take a chunk out of your profits. Interactive Brokers (IBKR) claims to offer the lowest commissions, and this is useful, especially for people who invest regularly and may be even more valuable for those who may trade more frequently. An additional benefit is that IBKR […]
Weekend Women Story : How this founder thrived after surviving anorexia
Every weekend we feature inspiring stories from women everywhere. Enjoy the read and remain motivated! After Surviving Anorexia, This Founder Raised $110 Million To Treat The Deadly Disease Online Exclusive Forbes Profile: After Surviving Anorexia, This Founder Raised $110 Million To Treat The Deadly Disease Online Anorexia is one of the deadliest mental health disorders, […]
What Is The Japanese Yen Carry Trade, And Why Are Investors Worried About It?
Global stock markets have been highly volatile in August. That has mainly been attributable to the massive market plunges that investors experienced on 2 August (Friday) and Monday (5 August). It wasn’t just the US stock market that saw a steep drop; there were some record declines in Asia as well. The Nikkei Index in […]
Guide To HDB Housing Options For Singles
Before turning 35, many singles in Singapore would stay with their parents. This could be due to the small size of our island, which hardly ever requires anyone to move out of his or her parents’ place to be closer to the office. Given the high cost of private housing in Singapore, those who want […]
Why Investing Regularly Is Key To Building Your Retirement Nest Egg
This article was written in collaboration with Singtel. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy […]