Complete Guide To Buying Travel Insurance In Singapore
Making an average of 4.4 overseas trips a year and spending an average of 7.4 nights per trip, Singaporeans are a well-travelled bunch. Lurking in the shadow of every enjoyable holiday are the potential perils of overseas travel, such as flight delays, lost baggage, theft, illness, and even personal liability. Travel insurance gives you peace of […]
Our Heritage: The History Of GIRO & NETS, The Pioneers Of Cashless Payment Systems In Singapore
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Complete Guide To Understanding The Different Types Of Singapore Government Securities
As one of the few remaining triple-A credit-rated governments in the world, the Singapore government issues bonds and bills that are naturally highly sought after, particularly during a volatile and high-interest rate environment. Individuals and institutions can invest in several different types of bonds and bills. While all of these instruments can be referred to […]
A History Of Property Cooling Measures In Singapore Over The Years
Over the years, the Government has introduced at least 15 rounds of property cooling measures to ensure homes remain affordable, as well as to curb speculation in Singapore’s property market. Despite this, both HDB flats and private properties have enjoyed healthy price appreciations since 2009. Resale HDB flats have climbed about 87.9% since 2009, while […]
4 Sectors In Singapore That Will Benefit The Most From The US Fed Rate Cut
This week, for the first time in four years, the US Federal Reserve cut its key lending rate by 50 basis points (0.5%), bringing it down to a range of 4.75% to 5%. Previously, the Fed had aggressively raised rates from near zero to a multi-decade high of 5.25% to 5.5% between March 2022 and […]
How You Can Invest In A BlackRock-Managed Portfolio Through StashAway And Saxo Markets
Investing is a powerful wealth building strategy, enabling you to achieve your financial goals. Whether you’re growing your retirement nest egg, saving for your dream home, or simply building your financial security, the right investment strategy can help you reach your goals. Investing in the stock market is both accessible to retail investors and a […]
From Mandai Wildlife Park To Museum of Ice Cream: 7 Season Passes To Purchase For Your Family
If you are searching for fun, family-friendly places to visit in Singapore, season passes are a great way to enjoy year-round experiences and adventures at various attractions. Whether you’re into wildlife encounters, a unique museum, or friendly play parks, there is something for everyone within Singapore. With season passes to local attractions, you can revisit […]
T-Bills vs SSB vs Fixed Deposits vs Cash Management Accounts: What Is The Best Way To Invest Your Cash Savings
On Wednesday, 19 September 2024, the US Federal Reserve (Fed) slashed interest rates – marking an aggressive start to its first easing in over 4.5 years. Before this much-anticipated rate cut, the Fed had been raising interest rates at an unprecedented pace – from 0-0.25% to 5.25-5.5% between March 2022 and July 2023. For retail […]
What Your $1 Million Retirement Savings May Be Worth By The Time You Retire At 65
When we discuss retirement savings in Singapore, everyone seems to be focused on reaching the milestone $1 million mark. Depending on your earning power, you can reach that goal at various ages. So, what if we are fortunate enough to amass $1 million in retirement funds by the time we are aged 35? While that […]
Complete Guide To Taking A Concessionary HDB Housing Loan
When you buy an HDB flat, you typically have the option to choose a Concessionary HDB Housing Loan or a bank loan. Today, most of you will likely go with the Concessionary HDB Housing Loan. If you don’t already know, the interest rate you have to pay on the Concessionary HDB Housing Loan will likely […]