What Should Singapore Investors Do When Interest Rates Decline?
Interest rates are officially on the decline for investors and savers. Last month, the US Federal Reserve made its first interest rate cut in over four years, signalling a clear trend: yields on “safe” assets are also set to decrease. This trend is reflected in recent data. At the late September auction of 6-month Singapore […]
Insights: Why Cutting Corners On Healthcare When Money Is Tight Can Cost You More
This article was contributed to us by Mark Czajkowski, Chief Marketing Officer of Manulife Singapore & Chief Analytics Officer of Manulife Asia Today, rising costs seems to be a constant refrain. Whether it’s property or daily essentials, prices seem to be steadily climbing. Healthcare is no exception – government spending on healthcare has tripled between […]
How Much Does It Cost To Own A Rolls-Royce In Singapore?
Founded in 1904 in Manchester, England, by Charles Rolls and Henry Royce, Rolls-Royce has a reputation as one of the world’s most luxurious and prestigious automobile manufacturers. Rolls-Royce owners are drawn to the vehicle not just because of its built quality but also because its high price reflects social status. Rolls-Royce vehicles could even be […]
[2024 Edition] Complete Guide To Electronic Road Pricing (ERP) Fees, Gantry Locations & Operating Timings For Cars
Introduced in April 1998 to curb and ease peak hour jams, Electronic Road Pricing (ERP) was an enhancement of its predecessor, the Area Licensing Scheme (ALS), which was launched in 1975 to target reducing traffic congestion in the Central Business District. Today, ERP is used to manage road congestion by charging drivers passing through ERP […]
What The October 2024 BTO Sales Launch Reveals About The Future Of Housing Estate Classifications
Since 1992, and up until the October 2024 BTO launch, HDB estates were categorised as either mature or non-mature estates. Interestingly, HDB has never clearly explained how it determines whether an estate is mature or non-mature. For some, this classification may seem puzzling. Non-mature estates like Jurong, Punggol, and Woodlands are well-equipped with amenities, while […]
The Past & Also The Future? Can Singapore Remisiers Continue Be The Bridge Between Investors & The Financial Market?
Growing up in the 90s, I was intrigued by the stock markets—a time when many Singaporean adults around me seemed to be constantly discussing stocks on the Singapore Exchange (SGX). Making a trade then was far from today’s instant, digital process; investors had to call a remisier to place their orders. Commissions were also high, […]
Guide To CPF: What New Permanent Residents In Singapore Need To Know
Apart from appreciating Singapore’s hawker culture, mastering “Singlish”, and living in million dollar public housing HDB flats, new permanent residents (PRs) will also have to get used to contributing a significant part of their monthly salary to their CPF accounts. CPF is Singapore’s mandatory social savings scheme – helping Singaporeans and PRs to secure their retirement adequacy as well as pay for […]
5 Things To Know About Dyna-Mac (SGX: NO4), A Leading Contractor For The Energy Market
Established in 1990, Dyna-Mac (SGX: NO4) has grown into recognised contractor in offshore and marine projects for the energy market. Dyna-Mac can count industry heavyweights, such as Exxon Mobil, Shell, ConocoPhillips, Schlumberger, Total, Chevron, Siemens, BP, Seatrium, Keppel, and many more as its clients and partners. Its specialisation is in FPSOs (Floating Production Storage and […]
StashAway Income Portfolio: How You Can Get 3.7% Dividends From your Investments Each Year
Whether we are a working young adult, a corporate professional, a stay-at-home parent, or semi-retired, having a source of passive income can be a great financial enabler. Unlike having a side hustle, passive income is an income stream that doesn’t require active effort and management beyond the initial execution and implementation; it is not a […]
Watches, Bags, Wines: 3 Luxury Products That Can Track (Or Even Beat) Inflation
Luxury goods are generally seen as products we purchase when we’re looking to treat ourselves. Not many people view them as “investments” in the traditional sense of the word, like stocks, bonds or even gold. While buying the latest handbag or watch might not be seen as a wise investment, certain luxury goods can hold […]
