2 Things Investors Should Consider When Trading In The FX Markets With The Trump 2.0 Presidency
The US presidential election in November resulted in a fairly clear winner in Donald Trump. Since then, he has been pledging to impose trade tariffs on countries that he feels are competing unfairly with the US. Indeed, the second term of Donald Trump’s administration will take place in a world that is far different from […]
CPF Medisave: Here’s How Your Basic Healthcare Sum Might Look Like When You’re 65
A chunk of our monthly CPF contributions goes into our MediSave Account (MA). Our MediSave Account savings is meant for our healthcare needs, including paying for certain healthcare insurance premiums such as MediShield Life, private Integrated Shield Plans, Careshield Life and CareShield Life supplementary plans, as well as a variety of treatments, such as day surgeries, outpatient treatments, […]
Singapore Treasury Bills (T-bills): What Is Cut-Off Yield, Median Yield, And Average Yield
If you have a nice pot of money saved but don’t want to take on significant risks to earn a decent return, investing it in Singapore Treasury Bills or T-bills can be a good option. Since interest rates started spiking from early 2022, we have covered various topics on Singapore government T-bills quite extensively. Some […]
A Ferry Away To Tanjung Pengelih, Johor, From Singapore – Where To Stay, Eat, And Things To Do
As holiday season is just around the corner, some of those residing in Singapore may want to take a quick getaway to Johor to enjoy more affordable shopping, dining and even travelling. Due to high traffic between Singapore and Johor, the Causeway can get congested at times, especially during the holidays. In fact, Malaysia received […]
Singapore Vs Hong Kong: Where Is It Cheaper To Buy Luxury Products?
Singapore and Hong Kong are often compared to each other, whether it’s their assets under management (AUM) in the wealth management market, stock market size or even airport efficiency. But when it comes to pricing of luxury goods, the comparisons aren’t as numerous. Yet Singapore and Hong Kong are known as shopping havens, with both […]
Where To Stash Your Cash: 3 Solutions You Can Consider To Continue Growing Your Money
This article is written in collaboration with POSB. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full editorial policy here. In tandem […]
5 Reasons Why You Should Top-Up Your CPF Special Account (SA) During This Year-End
According to the Mercer CFA Institute Global Pension Index, Singapore’s CPF scheme ranks in the top 5 pension systems globally. Employers in Singapore contribute up to 17% of our salary to our CPF accounts, while we (employees) contribute up to 20% of our salaries to our CPF accounts. Throughout the time that our CPF monies stay […]
How Will Singapore, Malaysia, And Other Asian Countries’ Stock Markets Fare In 2025?
For investors in Asia, 2024 looks like it will turn out as a mixed bag of performance across the region. Certain stock markets performed well – like Singapore, Malaysia, and Japan – while others have performed below par (South Korea). With 2025 set to be an eventful year with president-elect Trump taking office in the […]
CPF Top-Ups VS SRS Top-Ups: Which Should You Choose?
To help us build up a bigger retirement nest egg in Singapore, we can contribute or top-up to 2 main retirement plans – CPF and Supplementary Retirement Scheme (SRS). In addition to mandatory CPF contributions from our salary, we can also make additional cash top-ups to our CPF Special Account (or Retirement Account if we are above 55) […]
Key Life Stages Of Your HDB Flat That Owners (And Buyers) Should Know
About 80% of Singapore’s resident population calls an HDB flat their home, and 90% of them own this home. Many young couples also rely on the BTO (Built-To-Order) system to buy their first homes – and start their married lives. With that in mind, it may be important to understand the key life stages of […]
