Lower Home Ownership; Higher Car Ownership, Income Growth Outpaced Expense Growth: 6 Things We Learned From The Household Expenditure Survey 2023
Every 5 years, the Singapore Government conducts a comprehensive Household Expenditure Survey (HES). The most recent report issued in January 2025 – and was compiled based on household demographic, socio-economic characteristics and ownership statistics in 2023. The results are used for studies on household expenditure and income, as well as to update the weighting pattern […]
Is HDB Flat Prices Going Up A Good Or Bad Thing?
If you’re looking for a sure-fire conversation starter in Singapore, HDB flat prices are always a hot topic among relatives and friends. Whether it’s your uncle in his 60s reminiscing about the days when HDB flats cost less than $100,000, your single friends lamenting today’s high prices, or your married cousins considering selling their newly […]
How Much Would Investors Have Earned If They Invested In The STI (Via DCA) Over The Past 5 Years?
The Straits Times Index (STI) is the benchmark index for the Singapore Exchange (SGX), serving as a key indicator of the overall performance of Singapore’s stock market. It comprises the 30 largest and most liquid stocks in Singapore, including major companies such as DBS, OCBC, UOB, and SingTel. While you can’t invest directly in an […]
Guide To Dividend Investing In Singapore
There are different kinds of investment strategies that we can adopt as investors. In Singapore, one popular investment strategy would be dividend investing. Dividend investing is a method of investing in stocks to generate dividend income from these investments. Dividend investing is somewhat similar to income investing, with the key difference being that dividend investing […]
Why The $16,000 EC Income Ceiling For EC May No Longer Makes Financial Sense
Executive Condominiums (ECs) were first introduced in 1996 as a housing solution for the “sandwich class” — for those whose incomes exceed the threshold required to qualify for Build-To-Order (BTO) flats but find private properties too expensive. A hybrid housing model, ECs are developed by private developers but subject to certain HDB regulations during their […]
NTU; NUS; SMU: Guide To Singapore University Hostel Fees And Requirements Needed To Secure Your Spot
Securing a university hostel is more than just finding a room to stay in while you’re studying. It’s about creating a home that to support your academic journey and foster a sense of community for the next few years. This makes the process of securing an accommodation at one of Singapore’s top universities —Nanyang Technological […]
Why Intentionally Lowering Your Credit Limit For Credit Cards Is A Good Idea
Most of us are familiar with the advantages of paying with a credit card. Besides the convenience they provide, which allows for online shopping and cashless payment, most credit cards also offer attractive rewards in the form of points, cashback or miles. These rewards can be substantial, especially if you use the cards for most […]
Cost Guide To Getting Dentures In Singapore
Losing a tooth or more can affect not only your ability to eat and speak comfortably but may also take a heavy toll on your confidence. Thankfully, modern dentures are here to save the day (and your smile), offering a practical solution to restore both functionality and aesthetics. In Singapore, the process of getting dentures […]
Your Guide To Winning Blackjack This CNY
Out with the tiger and in with the snake. Chinese New Year (CNY) is here, and the way Singaporeans usually celebrate it, is with sinful steamboat feasts, red packets and a litmus test for the year’s luck over a game of Blackjack. Instead of leaving the fate of our money entirely to luck this year, […]
5 Books For Beginner Investors To Read In 2025
When it comes to the world of investing, it can be quite intimidating especially for those who are new to it. The field of financial services uses terminology and technical jargons that make investing concepts seem much harder to grasp than they actually are. Fortunately, there are some people out there that are trying to […]
