Loud Budgeting Vs Quiet Luxury: What Are The Differences Between These Two Spending Habits In Life?
Everyone is different in how they spend money. Like investing, each individual’s goals and priorities will differ when it comes to spending. Some of us will prioritise spending on certain items or experiences while others will place a higher priority on being frugal and saving more for retirement. Along the spending spectrum, there are two […]
What Are Government Land Sales (GLS) – And How They Affect Property Prices In Singapore
For those of us living in Singapore, land scarcity is always a talking point. That’s because it can determine how much land is worth – impacting everything from industrial property values to private housing costs. The government owns 90% the country’s total land area. The 1967 Land Acquisition Act propelled the government’s ownership percentage of […]
Forgot Your ATM Card? Here Are 3 Ways To Still Withdraw Cash In Singapore
It can be frustrating when you need to withdraw cash only to realise that your ATM card was left at home. Instead of borrowing money from your friends or colleagues, here are some ways to get cash without an ATM card. Read Also: Pros And Cons Of Using Your Credit Card To Pay Your Personal […]
5 Singapore Companies That You Buy Products From, And Why You May Also Want To Buy Their Stocks
In Singapore, there are many companies that we interact with and buy from daily. While many could be global brands (mainly from the US), such as Facebook, Starbucks or Netflix, there are also a host of local Singapore brands too. Some of these Singapore brands are listed companies on the Singapore Exchange (SGX). That means […]
15 Little-Known Things About CPF That Most Singaporeans Are Still Unaware About
Providing financial security for both individuals and society as a whole, the CPF system in Singapore is a valuable scheme. It is often cited on the international stage for being one of the best pension systems in the world, and in fact, is listed as Asia’s best pension scheme in 2024. Individuals contribute up to […]
Alibaba, Tencent, BYD, HSBC and Bank of China: 5 Hong Kong Stocks That You Can Invest On The SGX Via Singapore Depository Receipts (SDRs)
Singapore investors now have a simpler way to invest in 5 mega-cap Hong Kong-listed companies. You’re sure to have heard of these counters, and should be an exciting addition to SGX: Alibaba, Tencent, BYD, HSBC and Bank of China. The Singapore Exchange (SGX) launched Hong Kong Singapore Depository Receipts (SDRs) together with Phillip Securities on […]
3 Ways To Invest In The S&P 500 Index In Singapore
Most investors know that stocks, also referred to as “equities,” generally offer the highest average returns over the long term. Naturally, there will be periods—even years—of volatility, where returns may fall short of the long-term average. However, over rolling 20-year periods, global stocks tend to deliver average annual returns between 8% and 10%. The U.S., […]
Why Undergraduates Should Start Investing Even While Studying
As an undergraduate, you need to juggle studies, social life, and perhaps a side hustle or part-time job, and may not have much time to consider investing. Yet, the earlier you start investing, even with small amounts, the faster your portfolio will compound. For students, starting young offers not just a path to grow your […]
Donald Trump Is US President (Again). Here Are 5 Things That Singapore Investors Should Take Note Of
One of the world’s most closely watched events, the U.S. Presidential election, took place on Tuesday, November 5. Leading up to the election, nearly all observers agreed that it was too close to predict. In the end, former President and Republican candidate Donald Trump defeated Kamala Harris, a Democrat, to claim victory. Given the interconnectedness […]
5 Key Factors To Consider When Investing Our SRS Savings
In Singapore, the Central Provident Fund (CPF) and the Supplementary Retirement Scheme (SRS) are two key avenues for growing our retirement nest egg. While CPF is mandatory for Singaporeans and Permanent Residents (PRs), the SRS is voluntary and available to foreigners, as well as Singaporeans and PRs. The primary benefit of topping up our SRS […]
