Guide To Understanding The Wink+ App (We All See At The MRT Stations)

Many of us may have seen the bright pink Wink+ advertisements plastered on the doors of the MRT platforms and wondered what it is for. If you pay close attention, you will also find these on various gantries and posters along MRT stations. Wink+ is an app that encourages SMRT commuters to engage with advertisements […]

Guide To Investing In Chinese Equities Via Unit Trusts And ETFs

In virtually every household, it’s highly likely there will be multiple items that were either manufactured in China or produced by Chinese companies. This extends beyond our homes. Major Chinese brands spanning across various sectors, from financial institutions to e-commerce, food & services, and even property developers, have not only become familiar names but integral […]

5G Mobile Services: What Exactly Are You Paying For?

Ever since 2012 when the first 4G mobile launched on our shores, our mobile internet experience has improved by leaps and bounds. Browsing the internet through our phones in the 2000s was revolutionary but without WIFI, the slower 3G network did not make for a great experience. Now, we dread having our 4G connection drop […]

High Electricity Costs With An Old Air-con System : What Did I Do?

By now, Singaporeans are no strangers to rising electricity prices in recent years due to the perfect storm of global factors such as the pandemic and the Ukraine war. Without a doubt, the use of air-conditioning is the main reason why my utilities bill has stubbornly refused to budge despite my best efforts to reduce […]

Guide To Tax Reliefs and Rebates For First-Time Working Mothers

Having and raising children is expensive, with conservative estimates being around $200,000 to raise a child till age 18. Pregnancy-related costs go between $5,000 to $15,000, and it costs an estimated $13,640 a year to raise a child for the first four years. To make it more affordable to have children, the government has implemented […]

Understanding What The “Average” Singaporean’s Personal Finances Looks Like In 2024

We constantly engage in social comparisons with others around us, whether in schools assessing grades, at workplaces comparing salaries, or even among friends sizing up each other’s personal assets. While these may serve as a yardstick for our own progress, we may at times overestimate (and, in some cases, underestimate) by looking at outliers. One […]

Complete Guide To Buying A Car In Singapore

Owning a car continues to be an aspirational goal for many Singaporeans, and is even regarded as a necessity for some, despite efforts by the government to discourage car ownership encourage a car-lite culture. Yet, buying a car in Singapore is very costly. It is hard to deny the convenience and empowerment having a car […]