Are You Earning As Much As Your Peers: How Much Is The Average Salary In Singapore For Every Age Group?
Salary comparison isn’t anything new. We all have a desire to know how we compare to others. On the positive, knowing how much we earn compared to our peers can help us evaluate our career options and find out if we are being underpaid for the work we are doing. On the negative, it can […]
It All Started With A Simple Zero-Based Budget
I can’t really remember when I first started the practice of budgeting. Well .. even if I tried, I won’t be able to recall what happened because it was more than a decade ago! At the start, what I wanted was a simple method which I could use to manage my personal finances. I really […]
5 Things To Know About United Hampshire US REIT (SGX: OBDU), Asia’s First US Grocery-Anchored Shopping Centre REIT
Listed on the SGX on 12 March 2020, United Hampshire US REIT (SGX: OBDU) is Asia’s first US grocery-anchored shopping centre and self-storage REIT. Today, UHREIT owns a portfolio of 22 high-quality properties, valued at US$763.4 million, located along the east coast of the US. 20 of these properties are what the REIT terms “grocery-anchored […]
Should Home Buyers Use Up Their CPFOA Completely Before Taking A HDB Loan?
A common question many Singaporeans ask when taking up a housing loan from HDB for their flats is whether they should let HDB exhaust their Central Provident Fund Ordinary Account (CPFOA). If you don’t already know, let us explain. When purchasing an HDB flat, whether new or resale, you have the option of securing a […]
4 Asset Classes That Low-Risk Singapore Investors Can Invest In Now
These days, it’s hardly uncommon to witness double-digit movements in the financial markets within just a day or two. Despite the availability of these high-volatility instruments, Singapore investors shun them in preference for low-to-medium-risk investments. That’s according to the Fullerton Fund Management survey, which polled 500 investors with at least 3 years of investing experience […]
Do ESG Funds Outperform Regular Funds? Here’s What The Data Say
Over the past five years, there has been a dramatic increase in the awareness of Environmental, Social, and Governance (ESG) issues in investing. Consequently, many professional fund houses have touted the benefits of investing with an ‘ESG lens.’ This typically involves constructing portfolios comprising companies that score highly on various ESG metrics. It also means […]
Neighbourhood Estate Guide: Is Tampines The Pride Of The East After Being Named The Most Well-Connected Regional Centre?
In the battle of the best locations, the Easties now have one more reason to stake their claim, with Tampines named as the most well-connected regional centre. The insights published in the book titled “The City Rebooted: Networks, Connectivity And Place Identities In Singapore” state that Tampines demonstrates the highest degree of polycentricity among the […]
Does It Make Financial Sense To Buy Insurance Policies From One Insurer, Or To Buy It From Different Companies?
One of the most common financial rules is not to put all your eggs in one basket, also known as diversification. While that’s important advice when it comes to your stock portfolio, does the same adage work with insurance policies? It is not uncommon to have multiple insurance policies for different purposes. A term life […]
8 Water Playgrounds To Bring Your Kids To For Free
The El Nino phenomenon has brought a heatwave, resulting in higher-than-average temperatures in sunny Singapore. Most families will find themselves spending more on electricity bills as Air Conditioning becomes a necessity. One of the ways to beat the heat without turning on the Air-Con is bringing your children to the swimming pools or water parks. […]
Vehicle Owner’s Guide To ERP 2.0
The much anticipated next-generation electronic road pricing system (ERP)—ERP 2.0, which was intended to be introduced at the end of 2021—will be rolled out in phases starting 1 November 2023. All Singapore-registered vehicles, starting with fleet vehicles (e.g., public buses, good vehicles, and motorcycle fleets), will soon need to replace their In-Vehicle Unit (IU) with […]
