Travel Insurance – Can’t Afford Protection? Ditch The Vacation

In case you haven’t noticed, travelling is one of the best things in life for me, but I am well aware that unexpected events can instantly turn a dream vacation into a nightmare. During a few of my overseas trips, I firsthand experienced the importance of travel insurance when I needed medical attention and faced […]
How Much More CPF LIFE Monthly Payouts Would You Receive If You Deferred Till 70
The CPF LIFE scheme is meant to provide Singaporeans with the security of a monthly income in our retirement, regardless of how long we live. This security of a lifelong payout is important, especially with rising life expectancy in Singapore. Living longer and getting to spend more time with out loved ones is always a blessing. However, along […]
BRS, FRS, ERS: Why There Are 3 CPF Retirement Sums & Why They Increase Every Year
Singaporeans who turn 55 years old enjoy an exciting milestone because it marks the first time we can withdraw cash from our CPF accounts (and not just use it for our housing repayments or medical bills). The CPF Retirement Sum is an important number we need to keep track of as it determines how much we can […]
Salary Guide: How Much Does An Architect Earn In Singapore
An architect is the designer of a building; however, this goes far beyond just the building’s aesthetics. Before the design work begins, architects consider the client’s needs for the building, and do a site survey and sun studies. These take into account the natural elements, and how the building will need to be built in […]
Grants; Subsidies; And Self-Care: Guide To Being A First-Time Caregiver In Singapore
This article was written in collaboration with the Agency for Integrated Care (AIC). All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any financial losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can […]
Funeral Guide In Singapore: Here’s What To Do After The Death Of A Loved One
Death is often a taboo subject. Yet, death (and taxes) are the only certainties in life. Amidst the emotional upheaval, as we are confronted with mortality, knowledge of what to do can be helpful. Even if the person who passes on is a loved one’s friend, it can be useful to help our friend through […]
Investing in REIT ETFs Listed In Singapore: 5 Things You Need To Know
While REITs are a favourite investment among income investors and passive investors, some of us may be holding back in the current higher interest rate environment. Rather than fixed income investments, though, REITs offer an upside potential while still paying out regular distributions as investors wait for the market to turn. To ensure we gain broad exposure […]
Evolution Of The BTO System: 10 Changes That Singaporeans Applying For New HDB Flats Had To Adjust To
The HDB BTO system was introduced in 2001 – replacing the old Registration for Flats System (RFS) by 2002. Under the RFS, HDB ended up with an oversupply of flats in early 2000 after housing demand plunged post- Asian Financial Crisis in 1997. The BTO system can be more responsive, allowing the supply of new […]
Cost Guide To Glamping Holidays In Singapore
Short for glamourous camping, glamping has seen a sharp increase in popularity, especially in areas such as East Coast Park and Pasir Ris Park. Typically using a ‘safari style’ tentage, they will come with beds, pillows and either fans or air conditioning depending on the company. Packages such as birthday surprises or marriage proposals are […]
Southern Alliance Mining: 10 Things Investors Should Know About Potentially The Only Rare-Earth Mining Company On SGX
Listed on the SGX Catalist Board, Southern Alliance Mining is an established producer of high-grade iron ore products in Malaysia. In April 2023, Southern Alliance Mining signed two memorandums of understanding (“MOUs”) to acquire stakes in ion adsorption clay rare-earth mines in Malaysia. This will be done via a 40% stake in MCRE Resources Sdn […]