When Is The Worst Time To Book Plane Tickets For Your Year-End Holiday?

As the year draws to a close, many of us in Singapore are likely planning our year-end vacations, often scheduled during the school holidays around Christmas and New Year’s Eve. However, if not planned in advance, this can turn out to be quite costly. For those travelling overseas from Singapore during this period, airfare and […]

US stock markets – Sep 30

Trends to Watch Strike Time: Expect shortages of bananas, booze, chocolate and cherries if there’s a long port strike (CNN) More China Problems: China’s factory activity contracts less than expected in September (CNBC) Not Lovin’ It: McDonald’s and supermarkets failed to spot slavery (BBC) Music’s on Pause: Spotify is back after a Sunday morning outage (The Verge) Still Waiting: 3 signs that Bitcoin price […]

China stimulus, Japan politics dominate Q3 end – Sep 30

Today’s Market News China to cut existing mortgage rates by end-Oct, cities ease home-buying curbs Why India’s easing of export curbs is important to global rice trade Shanghai Stock Exchange to run test after transaction delay India allows non-basmati white rice exports in boost for global supplies China cuts short-term borrowing costs   Key developments on […]

Shorter Leases For HDB Flats: How Much Cheaper Could Your Property Be?

Over the past few decades, property prices in Singapore, including those of HDB flats, have risen significantly. This has prompted the government to introduce a series of property cooling measures—by our count, at least 15 since 2009, averaging about one per year. While these measures help to manage demand, the reality is that in a […]

5 Things To Know About Sim Leisure Group (SGX: URR) – The Franchisee Of KidZania In Singapore And Malaysia, And Other Theme Parks

Sim Leisure Group (SGX: URR) specialises in developing, operating, and managing themed attractions, both as an IP owner and under franchise agreements. Its main revenue segments include 1) Theme Park Operations; and 2) Design and Theming Construction. Under its Theme Park Operations business, Sim Leisure Group operates various theme parks, including the ESCAPE Parks and ESCAPE Challenge brands […]

Guide To Understanding How SORA-Pegged Home Mortgage Loans Work

On 30 August 2019, the Association of Banks in Singapore and the Singapore Foreign Exchange Market Committee (ABS-SFEMC) recommended Singapore Overnight Rate Average as the most suitable and robust benchmark to replace the SGD Swap Offer Rate (SOR) for SGD interest rate derivatives, given the likely discontinuation of LIBOR after the end of 2021.   Previously, […]

Why Having Multiple Savings Accounts Is Important To Succeed In Your Financial Goals

Opening a savings account for the first time is a significant milestone. It gives us control over our finances, allowing us to receive income, like our salary, and make payments for monthly expenses. Traditionally, the three local banks in Singapore have dominated the savings account landscape, with most customers having just one or two accounts […]