[2025 Edition] Complete Guide To ETF Investing in Singapore
Investing in ETFs is one of the easiest and most cost-effective ways to start our investment journey. In recent years, ETFs have been gaining more attention and widespread popularity. Today, with about 8,800 ETFs listed globally adding up to over US$10 trillion in managed assets, it has overtaken active investing. While many ETFs tend to provide broad-based market exposure, […]
How Much Does It Cost To “Hai Di Lao” At Home
With Chinese New Year just around the corner, families will be preparing for one of the most anticipated culinary traditions of the season: a hotpot feast (apart from the reunion dinner itself!). Steaming pots of rich, aromatic broths bubbling away at the centre of the table, laden with an irresistible array of meats, seafood, vegetables, […]
How Much Can Retail Workers Earn In Singapore?
Singapore’s economy is heavily reliant on its services sector, with key industries like financial services, law, and hospitality forming its backbone. Within this services-driven landscape, the retail sector also plays a crucial role, reflecting Singapore’s reputation as a global shopping destination. Shopping is often considered a national pastime, thanks to the abundance of malls across […]
Asia shares track Wall St higher, yen awaits BOJ – Jan 24 2025

Today’s Market News BOJ likely to raise rates to highest in 17 years, signal more hikes Indian drugmaker Dr Reddy’s says it is ‘optimistic’ about Trump administration Gold ticks up as dollar eases; Trump policies in spotlight Emerging economies facing “sudden stop” of capital flows, JPMorgan warns China prods insurers to invest billions in latest […]
Shopping Across the Causeway: 14 Things You Can And Cannot Buy
The strong Singapore Dollar (SGD) is a big incentive for Singaporeans to make frequent runs into Johor Bahru (JB) for household groceries, shopping or to enjoy some time off. The higher exchange rate allows many to stretch their dollars for better value on their shopping and holiday expenses. Before you rush into JB with your […]
Why Married Dual-Income Couples Should Try Living As A Single-Income Family
At DollarsAndSense, we love challenging societal norms because we believe doing so can lead to meaningful improvements in our lives—especially when the right norms are questioned. Today, we want to challenge young married couples to think differently about spending. Specifically, we encourage you to consider living on a single income, even if both partners are […]
4 Ways That Closing The CPF Special Account Is An Elegant Solution For The Government
During the Budget 2024 announcement, then Deputy Prime Minister Lawrence Wong announced a major and unexpected change to the CPF. When CPF members turn 55, their CPF Special Account (SA) will be closed, along with a one-off closure of all Special Accounts for those already 55 and above. There was about 1 year for CPF […]
Pineapple Tarts, Peanut Cookies, Shrimp Rolls: How Much Cheaper Are Popular CNY Goodies In Johor?
With Chinese New Year just around the corner, many of us will likely be looking forward to family gatherings, some down time from work, and of course, the festive snacks that have become staples during our celebrations. Goodies such as Bak Kwa, pineapple tarts, peanut cookies and chicken floss will likely be on many of […]
Asia shares helped by China uplift, Trump’s tariff plans hang in the air – Jan 23 2025

Today’s Market News India market regulator proposes sachet-sized investments with easier rules China to allow foreign institutions to offer new types of financial services in free trade zones China unveils plan to encourage insurance funds into stock markets Taiwan says market uncertainty will be ‘new normal’ under Trump China and Hong Kong stocks tumble on […]
CPF Special Account (SA) Closed Down For Those 55 And Above: What Happens After The Closure And What You Can Do
On 19 January 2025, approximately 1.4 million CPF members aged 55 and above saw their Special Accounts closed down. This was a measure announced during the Singapore Budget 2024 last year – and gave CPF members about a year’s notice. We look at various scenarios to explain what exactly happens to your CPF Special Account (SA) […]