Are You Better Off Renting While You Wait For Your BTO Flat Or Buy A Resale HDB Immediately
In Singapore, men ready to settle down would subtly propose with the question, “Will you BTO with me?”—the unequivocal term for “Will you marry me?”. However, in recent times, this question has become less straightforward. Long Built-To-Order (BTO) waiting times of between 3 and 4 years and couples marrying later in life have created a […]
Understanding The Savings Gap: What Do Singaporeans Look For In A Savings Account
This article was written in collaboration with Hong Leong Finance. All views expressed in this article are the independent opinion of DollarsAndSense.sg based on our research. DollarsAndSense.sg is not liable for any investment losses that may arise from any transactions and readers are encouraged to do their own due diligence. You can view our full […]
Why CPF Changed The Way Our Retirement Account (RA) Interest Rates Are Calculated
Given the low interest rate environment over the past 20 years, most of us were happy enough to earn the floor interest rates on our CPF accounts. While our CPF Ordinary Account (OA) earns a floor interest rate of 2.5%, our Special Account (SA), MediSave Account (MA) and Retirement Account (RA) earn a higher floor […]
BasedApp Visa Debit Card Review: The Answer To Effortless Web3 Banking?
I have always been on the lookout for simple and easy solutions that the average retail user can easily onboard Web3 and start using in our daily lives. It wasn’t long before the BasedApp Visa Debit Card popped up on my radar. After getting on the waitlist for quite some time, I was eventually notified […]
BasedApp Crypto Visa Debit Card Offers Zero FX Fees! (From Nov 2023)
This news came out of nowhere and landed on 09 October 2023 when BasedApp announced new changes that will be effective from 01 November 2023. Most importantly, using the BasedApp crypto Visa debit card will soon have zero foreign exchange fees! This change effectively puts it in the basket as YouTrip (best exchange rate) and […]
Review: HSBC Revolution Credit Card Gave Me 80,000 Miles
The HSBC Revolution Credit Card gives me the opportunity to earn 4 miles per dollar effortlessly on contactless and online transactions. In this series of articles, I reveal the coveted credit cards that have earned me over half a million miles in just a few years. Playing the Air Miles game doesn’t have to be […]
Review: How I Use My Citi Rewards Credit Card To Earn 100,000 Miles
Without the Citi Rewards Credit Card and its 4 miles per dollar earning prowess on (almost all) online transactions, I wouldn’t have been able to amass many miles, given that I don’t actually spend a lot. In this series of articles, I share more details on the credit cards that I keep in my wallet […]
Secured Credit Cards: Perfect For FIREans & Retirees (Earn Air Miles)
Secured credit cards are a type of credit card that requires a cash deposit as collateral to secure the credit line. The cash deposit typically serves as the credit line for the card, meaning that the cardholder can only spend up to the amount of the deposit starting at $10,000. The topic of secured credit […]
How To Top Up BasedApp Card (Bridge Stablecoins To Polygon)
The BasedApp Visa debit card is a very interesting product that knows exactly what demographic it is targeting, and that is crypto natives. For the rest of us who have gotten our feet wet with crypto, it can sometimes be a little overwhelming to keep up with what’s happening in the crypto space. In order […]
New BasedRewards System: Will BasedApp Be The Best Travel Card?
BasedRewards is the brand new Point System by BasedApp that can turn all our spending into opportunities to each even more rewards. The BasedApp Visa Debit Card is a cryptocurrency-backed debit card that allows users to spend their cryptocurrencies (actually, it’s XSGD stablecoin) at any merchant that accepts Visa. It is issued by Xfers Pte […]
