Guide To HDB 2-Room Short-Lease Flexi Flat For Retirees
The Government announced the introduction of the “2-room Flexi” scheme in 2015, during the National Day Rally. It is meant to replace the previous housing schemes meant for studio apartments and 2-room flats. Since then, 2-room Flexi flats have been offered in many BTO sales launches, including the October 2025 – where 2-room Flexi flats […]
October 2025 BTO Sales Launch Guide: Mount Pleasant; Greater Southern Waterfront; Ang Mo Kio; Bukit Merah
The final and largest HDB BTO sales launch of 2025 is here, and 9,144 BTO units have launched across 10 projects. For those intending to apply, make sure you have a valid HFE letter first – it can take up to one month to process, so do it as soon as possible. What’s New In […]
How The Built-To-Order (BTO) Differs From The Old Registration for Flats System (RFS)
HDB is home to nearly 80% of Singapore’s resident population. Over the years, the role of public housing has evolved from putting a roof over our heads to an aspirational home that can cost over $1.7 million at the highest-end. Reflecting the wealthier middle-class, economic maturity, and housing aspirations of Singaporeans, HDB transited from the […]
Which Is The Cheapest Way To Travel To Johor Bahru (JB): Train, Bus, Car or Taxi?
Singaporeans love travelling to Johor Bahru for a short getaway or grocery shopping, thanks to the favourable exchange rates. There are multiple ways of travelling to JB from Singapore, but which is the cheapest way to get there? We compare 4 common modes of transport: train, bus, car, and taxi. Read Also: Guide To Johor […]
10 Years Of The Singapore FinTech Festival: How It Became The World’s Largest FinTech Gathering
The Singapore FinTech Festival (SFF) is a global platform for policymakers, finance industry experts, and the cutting-edge technology community to converge each year. Over the past ten years, the SFF has transformed from a regional initiative into the world’s largest and most influential financial technology gathering. Launched in 2016 by the Monetary Authority of Singapore […]
AI: The Quiet Job Threat No One Wants To Talk About
If you’ve used ChatGPT to write an email, Copilot to draft a report, or Gemini to summarise your notes, congratulations, you’ve already met the technology that might one day take your job. Artificial intelligence, or AI, has slipped into our daily work routines. It now helps programmers write code, bankers approve loans, recruiters scan resumes, […]
5 HDB BTO Application Tips For Young Singaporean Couples To Get Their Homes
The homeownership rate in Singapore is 90% – one of the highest in the world. For many young Singaporean couples, the path to buying their first home is via an HDB BTO flat. Most of us would know family and friends who have enjoyed the Singaporean “property dream”. These couples booked their HDB BTO flats while […]
How Much You Will Get In CPF LIFE Monthly Payouts if You Save The BRS/FRS/ERS In 2025?
When Singaporeans think about retirement, CPF inevitably comes to mind given how much of a role it plays in our savings journey. However, what’s really key to determining our lifestyle, at least post-retirement, is CPF LIFE. This is the scheme that converts your CPF savings into lifelong monthly payouts – giving you the assurance of an income […]
How Long Will It Take To Transfer S$1 million From Our Savings Account With The New 24-Hour “Cooling Period”
Starting 15 October 2025, major retail banks in Singapore will implement a new anti-scam safeguard that could delay large fund transfers. Under this measure, banks will be allowed to hold or reject transfers from accounts with balances of S$50,000 or more if withdrawals made within 24 hours exceed half of the total account balance. The […]
3 Ways You Can Instantly Build A Globally Diversified Portfolio In Singapore
Most of us don’t have the expertise to beat the average market returns. Typically, the average returns is defined as the returns we can earn when we invest in a globally diversified portfolio. The benefit of investing globally reduces our portfolio reliance on any single country, industry or company. The idea is that the poor […]
