Guide To Regular Savings Plans in Singapore (And How You Can Start Investing With $100 A Month)
Despite uncertainties in 2024, the US markets rallied to new highs. As Donald Trump starts his second stint in the Oval Office in 2025, many geopolitical and economic issues persist, including Trump’s promise to introduce more trade tariffs. As we’ve seen in in past years, these uncertainties should not stop you from investing or being afraid […]
1.2M53 Plan For CPF In 2025.
In my last blog post, I said that I have already made a $4,000 Top Up to my Medisave Account. That would help to generate more interest income to pay for my medical insurance. 4% risk free return is really not bad and gives me peace of mind. Then, the next thing to ask is […]
Complete Guide To Your CPF Contributions In Singapore (2025): Salary Caps, Contribution Rates And Allocation Rates
CPF is a mandatory savings scheme that forces us to save part of our salary for important expenses in our lives, including buying a home, medical treatments and affording a basic retirement. There are also other things we can do with our CPF savings, such as paying for a loved one’s education or investing. We (employees) and […]
How Stocks And Bonds Perform After The Fed Cuts Interest Rates?
When the US Federal Reserve (Fed) talks, usually the world listens. That’s because global stock markets are taking direction from the US central bank right now, as it sets interest rates. The Fed’s latest meeting, on 17-18 December, resulted in another 25-basis point cut to the federal funds rate (aka interest rate). This resulted in […]
HSBC EGA Savings Promo: Get up to 3.70% to 3.90% p.a. For January and February 2025
For the first month of 2025, HSBC released yet another HSBC EGA savings promo. For…
US stock quick picks – 3Jan 2025
Notables Notable Earnings Today: N/A. Notable IPOs Today: A SPAC III Acquisition Corp. Class A Ordinary Shares (Nasdaq: ASPC). Notable Equity Crowdfunding Campaigns Ending Today: Dr. Clark Store (Honeycomb). Notable Economic Events Today: ISM Manufacturing PMI / Prices / Employment (10:00 a.m. ET). What else is happening… Popular choice: Nuclear players start year atop S&P 500 leaderboard. Tesla (TSLA) falls […]
Stocks stumble as Tesla weighs, dollar hits 2-yr high – 3 Jan 2025
Index Last Change % Change trading lower Dow Jones Industrial Average .DJI 42,392.27 -151.95 –0.36%Negative trading lower Nasdaq Composite Index .IXIC 19,280.79 -30.00 –0.16%Negative trading lower S&P 500 Index .SPX 5,868.55 -13.08 –0.22%Negative Index Last Change % Change trading lower Nikkei Index .N225 39,894.54 -386.62 –0.96%Negative unchanged Hang Seng Index .HSI 19,623.32 — — trading […]
10 Changes To CPF Scheme That Will Happen In 2025
Up to 37% of our salary goes into our CPF accounts each month. This makes the CPF scheme central to our home purchase, medical and retirement plans. To ensure we make the most of our CPF savings, we need to understand the CPF scheme. While the CPF scheme is complicated, with many aspects folded into […]
Public Holidays In 2025: How To Maximise Annual Leaves To Enjoy 10 Long Weekends
Singapore is well-known for its fast-paced workplaces and long working hours. Amidst the hustle and bustle of work, every employee looks forward to the precious reprieve that public holidays provide. In 2025, Singaporeans can look forward a year filled with opportunities to take advantage of some the public holidays that can turn into long weekend […]
How Much More Do You Need To Pay For Extra Condiments At A McDonald’s In 2025
Starting from 2 January 2025, McDonald’s will start charging customers $0.50 to $0.70 extra for certain condiments beyond a standard portion included with their meals. While their Ketchup and Garlic Chilli sauces will remain free, within reasonable limits, a range of other popular condiments, including the Curry, BBQ, Honey Mustard sauces for McNuggets, Salad Dressing for […]